Long time readers of Bargaineering probably recall that I don’t have collision or comprehensive insurance on my car. It’s a decision that paid off with my first car and one that I’ve stuck with on my current car. While it helps that I don’t drive very often (I work from home), it’s a financial risk that I’ve decided to take on and certainly not an insurance policy I recommend you skip.
There are, however, plenty of insurance policies out there that I am comfortable suggesting that you skip. Here are just three of them:
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