Personal Finance 
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List of Free Specialty Consumer Reports

After my post on requesting your CLUE reports, Reader Bob sent me an exceptionally long and comprehensive list of all the specialty consumer reports that you are entitled to every year. When I wrote my first request your specialty report post, I had about half a dozen… this expands the list by a lot.

I was amazed by the sheer number of companies that collect information about me. I was aware of the credit report companies, LexisNexis, and ChoicePoint, but there are a lot of smaller companies collecting data like rental history that I’ve never heard of. While I’ve never been too fearful of the idea of Big Brother, the number of companies collecting information about me, and you, is a little disconcerting!

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 Credit 
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History of Credit Bureaus: Equifax, Experian, TransUnion & Innovis

Did you know that TransUnion started as a parent holding company for a railcar leasing company? Or that Experian is not based in the United States? I started reading about the history of some of the credit bureaus and was fascinated with what I found. For example, did you know Experian was founded in 1980 while Equifax was founded in 1899?

Read on to find out more about the major credit reporting agencies.

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