Banking 
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ING Direct To Return to 3.80%

As an affiliate, ING Direct sends me periodic emails regarding the promotions they’ll be running and with the winding down of their 4.75% Winter Save Up event they’ve notified us that they’ll be returning to the pre-promotion rate of 3.80%. So my prediction that ING would lower to around 4.25% to remain competitive was too ambitious.

Update: It appears that the new rate will be 4.0% and not 3.8%. My apologies for the mistake, perhaps their affiliate program needs a little work… today they sent me another email that said the Orange Savings Account would go to 4.0%.

If you’re looking to get a quick $25, hit up this $25 ING referral page. You’ll get $25 for depositing $250 and they get $10.


 Debt 
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Beware Borrowing Money from Friends (and Strangers)

Would you agree to pay 90% interest on a loan? Poor Toni apparently did, posing a scary question to Bankrate.com’s Steve Bucci. Apparently, Miss Tony borrowed $1200 and the lender is demanding $90/mo. in interest – or 90% annual simple interest (i.e. not compounding). The answer that Bucci gives is funny because he gives two of them after a few words of advice about borrowing money in general.


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