The key to building your credit history and getting it as high as possible is very simple: act responsibly with credit.
Sounds simple enough right? The problem is that the system is a bit of a catch-22. Companies won’t issue you credit if you don’t have a credit history. You can’t develop a credit history unless you start getting credit. Sometimes you can get around this if your income is high enough and the credit card limit they offer you is safely low enough. If you don’t fall in that category, how do you start building your credit history?
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