Personal Finance 

Financial education not helping consumers make better money moves

Financial education isn't working right now. Please try again later.Even with new regulations put in place after the financial crisis, we still have a pretty caveat emptor (let the buyer beware) approach to finance in this country.

Americans are mostly free to take out an adjustable rate mortgage with a crappy rate that will leave them eating ramen every night, or invest all their retirement savings in high-risk foreign stocks if they want to, based on the premise that consumers themselves are the best judge of what financial products are right for them.

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 Taxes, The Home 

The mortgage tax deduction: beyond the hype

House and Money on ScalesOne of the benefits of homeownership that many of us hear about is the mortgage interest tax deduction. After all, how many loans out there provide you with a tax deduction for the interest that you pay? (Student loans and business loans, as well as mortgages.)

But are you really benefiting from the mortgage tax deduction? And is it really something that has a big impact on your finances? As with most matters of personal finance, the answer depends on your own personal situation.

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