Personal Finance 
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Being bad with money doesn’t make you dumb

Being bad with money doesn't make you dumbAs someone who’s made his share of financial mistakes over the years and had close family and friends who I’ve watched slide into financial catastrophe, I can attest that financial trouble is often accompanied by feelings of guilt, self-doubt and helplessness.

For those in the worst kind of financial trouble, bankruptcy, the pressure and financial distress can be devastating, says Tim Tarvin, an associate professor of law at the University of Arkansas School of Law.


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 Personal Finance 
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Your take: Fit all finance advice on a 3×5 card

What personal finance advice do you consider essential?
This week a fascinating exercise by University of Chicago professor and Incidental Economist writer Harold Pollack made the rounds in the blogosphere.

Asked by a reader “What is this simple free best personal finance advice that fits on a 3×5 card?” Pollack filled out an index card with what he thinks is all the knowledge you need to manage your personal finances.


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 Personal Finance 
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Local cheapskate to run Bargaineering

Claes Bell, editor of Bargaineering
I’ve been given the difficult task of trying to fill the sizable shoes of Bargaineering’s founder, Jim Wang. As the new editor of Bargaineering, I’ll try to bring the same spirit of curiosity and intellectual rigor to Bargaineering that Jim did, and hopefully Jim’s regular readers will choose to stick around and dish about personal finance with me and the rest of Bargaineering’s contributors.

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 Personal Finance 
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What I Would Do With a Windfall

I will admit that I have spent some time daydreaming about what I would do with millions of dollars.  It’s fun to just sit back and think about how easily my husband and I could live off the interest of our investments for the rest of our lives.  But I haven’t given as much thought to windfalls that we actually may have to handle.  What if we were just given $500?  How about if we sold something for $5000?  What would we do if we inherited $50,000 or more?  In short, would I handle a windfall any differently depending on the amount?

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