It’s Monday and that means we have another episode of the Personal Finance Hour where JD of Get Rich Slowly and I will discuss banks! We’ll go over credit unions, commercial banks, and online banks – and everything else in between.

The show will be on live at 6PM Eastern, 3PM Pacific and will be broadcast at this page, if you want to listen to it (it’s also recorded, so you can go to that page to listen in after it airs). As always, you can call in and listen live at 347-327-9144 to chat with us or just listen in the background.

Or click play on this widget (after 6PM on Mondays it will be that week’s show, before then and you’ll get last week’s show):

We are also on iTunes and you can subscribe by clicking on this link, which will open up iTunes.

We hope you get the chance to listen, perhaps call in and chat, or just pop on into the chat room to hang out. It can get a little rowdy in there but it’s good times I promise!

It’s Monday and that means we have another episode of the Personal Finance Hour where JD of Get Rich Slowly and I will discuss financial rules of thumb. I’ve always believed that rules of thumb are a good way to get a quick handle on a decision but it can’t be your only handle. You need to do a proper analysis of the situation before you make a decision. We’ll discuss a lot of rules of thumb from saving 10% of your salary to asset allocation according to age (yep, the 120 minus your age rule will certainly be featured).

The show will be on live at 6PM Eastern, 3PM Pacific and will be broadcast at this page, if you want to listen to it (it’s also recorded, so you can go to that page to listen in after it airs). As always, you can call in and listen live at 347-327-9144 to chat with us or just listen in the background.

Or click play on this widget (after 6PM on Mondays it will be that week’s show, before then and you’ll get last week’s show):

We are also on iTunes and you can subscribe by clicking on this link, which will open up iTunes.

We hope you get the chance to listen, perhaps call in and chat, or just pop on into the chat room to hang out. It can get a little rowdy in there but it’s good times I promise!

This week’s Personal Finance Hour will feature a chat with Jeremy from GenXFinance.com. In his day job, he’s a retirement planning specialist for a large 401(k) provider. Participants of the plan that he services usually come to him for advice on what to do and today we, despite not being participants of the plan he services, will turn to him for advice on how to plan for a successful retirement.

The Personal Finance Hour is a riveting one hour online radio show broadcast live every Monday starting at 6 PM Eastern, 3 PM Pacific. At that time, you can listen to it by clicking on this widget below:

We invite you to listen in, call in (the number is (347) 327-9144), and join us in the chat room where we usually have a good time. If you are unavailable, we also offer the podcast on iTunes or through the BlogTalkRadio website directly.

We hope you’ll be able to join us!

When JD and I had Greg Karp, author of The 1-2-3 Money Plan, on the Personal Finance Hour show a few weeks ago, something that Greg said really resonated with me (and I said so during the show).

I paraphrase: Memories appreciate, while stuff depreciates.

(Click to continue reading…)

Please join us Monday night (6PM Eastern, 3PM Pacific) on the Personal Finance Hour as JD and I discuss your credit history and credit score with none other than Liz Pulliam Weston! Liz Weston is the most-read personal finance columnist on the Internet according to Nielsen/Netratings and has written several credit and debt related books, so we’re very happy to have her on the program. We’ll talk about everything from the importance of checking your history to the various components that make up your credit score.

At 6PM Eastern, 3PM Pacific, the show will be broadcast online at this page (there’s also a chat room on that page where lots of listeners chat with one another, I’ve heard it’s a fun time!). You can also listen to the show on your telephone by calling calling (347) 327-9144. If you want to get on the air, hit “1″ and we’ll get the notification and get you try to get to you as soon as we can.

If you would like to ask a question, you have three options. First, you can leave it as a comment here and I’ll try to ask Liz during the program. Or, you can call in to get on the air or leave the question in the show’s chat room. We hope you join us with this great opportunity to chat with Liz!

Thanks!

Please join us tonight (6PM Eastern, 3PM Pacific) on the Personal Finance Hour as JD and I discuss coupled finances. Many of you weighed in on the subject last Friday in the Your Take post on Coupled Finances (thank you!), and we’ll be using many of your points as discussion points during the show. We like to think of ourselves as an interactive show and would love it if you were to call in and chat with us. If you write a blog or have a favorite one you want to mention, please feel free to do so!

At 6PM Eastern, 3PM Pacific, the show will be broadcast online at this page (there’s also a chat room on that page where lots of listeners chat with one another, I’ve heard it’s a fun time!). You can also listen to the show on your telephone by calling calling (347) 327-9144. If you want to get on the air, hit “1″ and we’ll get the notification and get you try to get to you as soon as we can.

Subscribe with iTunes: Personal Finance Hour is on iTunes now, just click on this link to open our show’s information page in iTunes, and hit subscribe to get all of our shows for free!

We hope you are able to listen (live or later in the week!). Thanks!

It wouldn’t be a proper Monday without another Personal Finance Hour, right? JD Roth and I will be getting together again tonight at 6PM Eastern, 3PM Pacific, to discuss the topic of “finding balance” in your life. It’s a topic that has been on JD’s mind a lot lately (he wrote about finding balance between time and money today) and it’s something that I think should be on my mind more.

Balance has been something my dad has talked to me about since I was a kid. Asian parents hold academics in very high regard because a good education and high marks in school was your ticket out of poverty. That basic premise is true in the United States as well, as so many immigrants made their way into the country on education visas (it was a little easier to get), and so Asian parents would demand that their children study all the time. My dad wasn’t like that at all. Before dinner, my time was my own. I watched television, I played football in the street, and I ran around the neighborhood. After dinner, I was studying, practicing the piano, and then sleeping. You have to balance fun and work because if you do too much of one, you’ll suffer from the absence of the other.

JD and I will talk about it some more tonight on the show and I invite you to call in to share your anecdotes, ask questions, or just say hello. You can call in and listen to the live show feed by calling (347) 327-9144. If you want to ask a question, just hit “1″ and your number will flash on our switchboard. I recommend following @jdroth and @bargainr on Twitter and dm’ing or @’ing us to tell us what your area code is, that’s the only identification I get as to who is on the line.

If you just want to listen, you can visit the page for the 3rd episode of the Personal Finance Hour and play it from the widget. There is also a chat room that’s always pretty entertaining if you’re interested.

Subscribe with iTunes: Personal Finance Hour is on iTunes now, simply click on this link to open our show’s information page in iTunes, and click subscribe to get all of our shows piped directly into your iTunes library!

We hope you listen tonight!

I remind our fair readers that the second episode of the Personal Finance Hour will be on at 6 PM Eastern, 3 PM Pacific tonight! Please join JD Roth of Get Rich Slowly and me as we talk about emergency funds. We will discuss how we’ve set up our emergency funds, answer reader questions, and take calls. If you have a question but don’t feel like calling in (or can’t), please email me before the show and we’ll try to answer it on the air.

To listen, you can call (347) 327-9144 or go to the show’s page here and hit play. To ask a question, you can go to the show page and ask in the chat box or if you’re on the phone, hit “1″ to light up the siwtchboard. There are other ways to get our attention like Twitter (@jdroth, @bargainr, or @pfhour) and AOL instant messenger but the phone is the best way and chat is #2. (If you’re on the phone and want to tweet one of us to get our attention, that’s cool too!)

There’s also a chat room on the show page where you can interact with other listeners and bloggers. There was a lot of activity in there during the last show and every had a great time, or so they said.

We hope you hear from you tonight!

I have a pretty cool announcement today, JD Roth of Get Rich Slowly and I will be co-hosting a personal finance radio show on Monday on Blog Talk Radio, an internet radio show platform. Broadly, our show will be about personal finance (duh!) but we hope to discuss everything from current events to specific topics within personal finance, like managing debt or getting the most out of your bank. Our show is scheduled to be a one-hour weekly show and it’ll be recorded and broadcast at 6 PM Eastern (3 PM Pacific) every Monday from now until eternity.

The First Show

For our first show, to be recorded and broadcast on March 23rd, JD and I will be talking about our “personal finance evolution,” where we talk about our approach to money, how it’s changed over the years, and the lessons we’ve learned through the trials of life. We come from two different perspectives, part of the reason why we decided to come together to do the show in the first place, and we hope to explain that to everyone who hasn’t had a chance to meet and learn about us. That’s part one.

The second part is where we hope you all can join in and call us with your questions, comments, or funny stories and anecdotes. You can ask us about, well, us, or you can ask for our take on something that happened in the news or for an answer to a question. We may or may not have the answer, but we’ll have a good time trying to find an answer!

How Do You Listen?

The easiest way is to listen (almost) live to the audio feed on the show’s page here. You can also call in to the show’s phone line if you don’t have access to a computer, the phone number is (347) 327-9144.

How Do You Call In?

Just call (347) 327-9144 and press “1″ if you want to ask a question (you can press this at anytime). I recommend following @jdroth and @bargainr on Twitter and dm’ing or @’ing us to tell us what your area code is, that’s the only identification I get as to who is on the line.

We hope you hear you this Monday at 6 PM!