Personal Finance 

Request & Check Your Specialty Reports Annually

Antique Magnifying GlassMost people are now aware that they can get a copy of their credit history from each of the three major credit bureaus every twelve months. We can thank the Fair Credit Reporting Act (FCRA) for that right (which you can exercise by going to What most people aren’t aware of is that the FCRA also gives you the same level access for other “specialty” reports as well. There are several companies that don’t create “credit” reports but do collect your data into what are commonly referred to as special reports. Fortunately, you are afforded the same rights to those reports as well!

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Specialty Consumer Report – Get Yours

Specialty Consumer Reports are to you what what credit reports are to your credit worthiness. In a front page featured article, Bankrate-writer Amy Crane discusses what these things are, what they’re used for, and how you can get a copy of your specialty consumer report. The level of detail in these specialty reports is staggering and it’s information you probably wouldn’t want to share with even your closest friends.

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