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Do I Need A Personal Umbrella Insurance Policy?

by Jim Wang on January 29, 2006

GEICO sent me an email the other day pimping their Personal Umbrella Insurance Policy (yes, the email was spammy and yes, I read it because I actually like Geico quite a bit) that started with these three questions:

  • Do you own your home? Yes.
  • Do you own any significant assets in addition to your home? Yes, a couple things.
  • Have you built an investment portfolio or a retirement savings account? Yes to both.

They said that if I answered ‘yes’ to any of those questions, I need a personal umbrella insurance policy… I answered yes to all of them! So do I need a personal umbrella policy?

(Click to continue reading…)


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