Personal Finance 

Ten Minute Tip: Clean Out & Reorganize Your Wallet or Purse

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Huge Costanza WalletToday’s ten minute tip comes straight out of Seinfeld and the Costanza wallet, which is basically what most guy’s wallets look like after a few days or a few weeks of life. If you’re like me, you stick all your receipts in your wallet, despite the fact that they’re pretty much useless unless you’re getting reimbursed; and eventually these useless slips of paper seem to take over your wallet. If you have more receipts than you have actually bills of US currency… you have to clean out your wallet or your purse.

All kidding aside, in addition to just general cleaning, you should revisit which cards you have in your wallet or purse and think about whether you really need to be carrying them all the time. This is most important for credit cards or other cards that you use very infrequently and would be a pain in the butt to replace. I’ve lost my wallet before so, speaking from experience, I know that recovering everything is a huge pain. While credit cards are easy to cancel and replace, why have to go through the exercise if you hardly use the card at all? Why force yourself to remember which cards you have in your wallet when you can shelve it from your daily pack? I believe the same goes for anything else that might be important.

So, clean out and reorganize your wallet or purse Costanza!

(Photo: shareski)

{ 7 comments, please add your thoughts now! }

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7 Responses to “Ten Minute Tip: Clean Out & Reorganize Your Wallet or Purse”

  1. Liz says:

    Another tip I just read (can’t remember which finance blog, eek) is to xerox the contents of your wallet (and then safeguard those pages!) once you’ve pared down its contents. That way, should you ever lose your wallet, you’ll at least know what to cancel and replace.

  2. jim says:

    I wrote about that a while back but that’s a great tip too. I think you can get away with just writing down phone numbers and last 4 digits on your cards, or writing it down in a code that hides it (like adding one to each digit or something).

  3. Jeff says:

    I carry a very small metal wallet (almost looks like a cigarette holder). That way I only have room for the bare essentials. License, credit card, 4 business cards, and medical/dental insurance cards. That way I never end up with a bundle of receipts and paper in my wallet.

  4. Star Money Articles for the Week of September 17

    Here are some recent interesting posts from the MoneyBlogNetwork and beyond: Get Rich Slowly details how to make homemade grape juice. Consumerism Commentary compares financial advisors and stock brokers. AllFinancialMatters updates us on his kitchen r…

  5. tim says:

    I recently purchased viewslimmy from It’s a nice small wallet. My only complaint is koyono took 8 business days to fulfill an order I paid to have quickly shipped to me.

  6. Patrick says:

    I’m with Jeff on this one. I have a small leather wallet that only contains 7 cards (personal credit card, debit/ATM card, business credit card, driver’s license, insurance card, gas rewards card, and grocery store rewards card). I also carry a money clip for cash. Both are very slim and easily fit into my front pocket. It is much more comfortable and convenient than carrying around a large wallet.

  7. echidnina says:

    Thanks for the reminder! I’m pretty sure I have some old insurance cards, expired CCs, and tons of receipts and train tickets in my wallet… I’m going to have to go through everything and sort into piles of shred, keep in safe place, and put back in wallet. Who knows how many store loyalty cards I have! Must get more organized…

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