Personal Finance 

Thousands of “Insider” Tips from Reddit

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If you have a few (dozen) hours to kill and want to learn some pretty insightful things, I have to recommend this fantastic thread on Reddit where users share all sorts of tips. There is a heavy dose of tips on how to buy electronics (warranties and how to abuse them), how to buy cars, fast food warnings (don’t get the Filet o’ Fish and always ask for unsalted or “well-done” fries to get a fresh batch), and a couple gems I’d put in the “money category.”

I spent about a good hour reading through the first few pages but now my brain is way too full of knowledge… here were a few money gems.


How I gauge wether or not to buy something:
When considering a purchase, picture a stranger offering you [the cash value of the purchase] or the item in question. Which is of greater value you? Which would you choose?
Source: lifehacker 🙂


A bum once told me he secret to life was owning stocks. I thought he was going to tell me that he was really a millionaire, but it turns out he just owned lots of different stocks so he could get steak dinners at all the shareholder meetings.


When you get a perscription from the Doctor, ask if they can script you the generic. They usually have no problems doing that , but you have to ask. This is especially great if you don’t have health insurance.

Here’s a particularly useful tip that isn’t money related…
username_attempt_999 (this is a throwaway name):

I was a lifeguard years ago, and the four P’s are always the best way to be efficient in an emergency:
Yes, in this particular order

Eg: I’m at 223 Glenshower Rd, Arkenvale. There is an infant, a woman around mid 30’s and a male 50yrs+ that have been involved in a car accident. The infant doesn’t appear to have injuries, the woman is conscious and has sustained a severe laceration to the stomach. The male in uncounscious but breathing. No visible wounds. A person on the scene is attending to the woman by applying pressure to the wound.

The operator is typing as you are talking, and by following this protocol, it is almost on the PDA of the ambulance in real time.
If this is done, you have saved what could be crucial time by not have to screw around with the operator asking questions and you answering.
And most of all, stay calm and speak clearly.


{ 15 comments, please add your thoughts now! }

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15 Responses to “Thousands of “Insider” Tips from Reddit”

  1. Shirley says:

    Four Ps is a great tip! But remembering 4 Ps isn’t going to keep me in the right order as I seem to need ‘easy to remember’ lists. I think “Where who has done” will be easy for me.

  2. “A bum once told me he secret to life was owning stocks. I thought he was going to tell me that he was really a millionaire, but it turns out he just owned lots of different stocks so he could get steak dinners at all the shareholder meetings.”


    • echidnina says:

      So funny! I’ve read some blog posts, can’t remember if it was here or on other blogs, about all the extras that shareholders sometimes get. Like Marvel would send out a comic book, and Wrigley’s would send gum.

  3. zapeta says:

    Thanks for pointing this thread out, I must have missed it somehow. Some very interesting and useful tips in there!

  4. jsbrendog says:

    this i will def have to check out thanks

  5. Some of those tips are really weird, but others like you listed are really helpful. Thanks for the link.

  6. CK says:

    it’s a little annoying to sort through the lame comments but some of the info is worth it.

  7. cubiclegeoff says:

    Interesting info. The first two that caught my eye had to do with free pay-per-view in hotels and forcing yourself onto a streetcar in Toronto (although supposedly you should watch out for hostage situations).

    • saladdin says:

      Even though I am an atheist and a democrate I do have some morals and ethics. That’s not free pay-per-view, I think that’s stealing.


  8. eric says:

    This is totally right up my alley. Thanks Jim…. (or not…I seriously am

  9. Shirley says:

    The first ‘post’ in your story (0l33l:) certainly puts purchases in a different light when separating the wants from the needs!

  10. stuarsj says:

    Thanks for the link. There went my day.

  11. Izalot says:

    Very funny stuff on that post…now for the next hotel I go to I have to check the remotes!

  12. JNichols84 says:

    That post just helped me kill about an hour of my bored, snowed in work day! Thanks! 🙂

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