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	<title>Comments on: Three Credit Agencies Adopt Common VantageScore</title>
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	<link>http://www.bargaineering.com/articles/three-credit-agencies-adopt-common-vantagescore.html</link>
	<description>personal finance blog with anecdotes, advice and commentary.</description>
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		<title>By: fivecentnickel.com</title>
		<link>http://www.bargaineering.com/articles/three-credit-agencies-adopt-common-vantagescore.html/comment-page-1#comment-4831</link>
		<dc:creator>fivecentnickel.com</dc:creator>
		<pubDate>Sat, 18 Mar 2006 03:23:51 +0000</pubDate>
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		<description>&lt;strong&gt;Weekly Roundup - 03/17/06&lt;/strong&gt;


Happy St. Patrick&#8217;s Day! It&#8217;s that time again&#8230; Time to put together my weekly roundup of the best personal finance posts from the MoneyBlogNetwork and beyond.
First off, I just discovered the joy of podcasts&#8230; More specifically,...</description>
		<content:encoded><![CDATA[<p><strong>Weekly Roundup &#8211; 03/17/06</strong></p>
<p>Happy St. Patrick&#8217;s Day! It&#8217;s that time again&#8230; Time to put together my weekly roundup of the best personal finance posts from the MoneyBlogNetwork and beyond.<br />
First off, I just discovered the joy of podcasts&#8230; More specifically,&#8230;</p>
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		<title>By: Holly</title>
		<link>http://www.bargaineering.com/articles/three-credit-agencies-adopt-common-vantagescore.html/comment-page-1#comment-4826</link>
		<dc:creator>Holly</dc:creator>
		<pubDate>Fri, 17 Mar 2006 20:50:25 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/?p=828#comment-4826</guid>
		<description>TransUnion says:

Consumer availability will be later this year. Businesses can immediately access VantageScore using any of the following TransUnion delivery options: 

Online with TransUnion Credit Report, Model Report, ID Report with Score, Instant Prescreen, Instant Credit Risk Screen, or Instant Deposit Screen 
Batch in conjunction with Custom Prescreen and Monthly/Quarterly Portfolio Reviews 
Integrated in Retrospective Analysis, Account Acquisition and Account Management Triggers

http://www.transunion.com/vantagescore/

--------------------

The official website for VantageScore with links to all three agencies is:

http://www.vantagescore.com 

--------------------

I agree, all three agencies have different data but use the same algorithm. It does seem redundant, but it is better than one company having the monopoly. It might be nice to have a check-and-balance system with three companies.</description>
		<content:encoded><![CDATA[<p>TransUnion says:</p>
<p>Consumer availability will be later this year. Businesses can immediately access VantageScore using any of the following TransUnion delivery options: </p>
<p>Online with TransUnion Credit Report, Model Report, ID Report with Score, Instant Prescreen, Instant Credit Risk Screen, or Instant Deposit Screen<br />
Batch in conjunction with Custom Prescreen and Monthly/Quarterly Portfolio Reviews<br />
Integrated in Retrospective Analysis, Account Acquisition and Account Management Triggers</p>
<p><a href="http://www.transunion.com/vantagescore/" rel="nofollow">http://www.transunion.com/vantagescore/</a></p>
<p>&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8211;</p>
<p>The official website for VantageScore with links to all three agencies is:</p>
<p><a href="http://www.vantagescore.com" rel="nofollow">http://www.vantagescore.com</a> </p>
<p>&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8211;</p>
<p>I agree, all three agencies have different data but use the same algorithm. It does seem redundant, but it is better than one company having the monopoly. It might be nice to have a check-and-balance system with three companies.</p>
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		<title>By: raising4boys.com</title>
		<link>http://www.bargaineering.com/articles/three-credit-agencies-adopt-common-vantagescore.html/comment-page-1#comment-4785</link>
		<dc:creator>raising4boys.com</dc:creator>
		<pubDate>Thu, 16 Mar 2006 03:40:48 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/?p=828#comment-4785</guid>
		<description>RS: They&#039;ll all use the same scoring algorithm, but they each have their own data to feed into it.</description>
		<content:encoded><![CDATA[<p>RS: They&#8217;ll all use the same scoring algorithm, but they each have their own data to feed into it.</p>
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		<title>By: raising4boys.com</title>
		<link>http://www.bargaineering.com/articles/three-credit-agencies-adopt-common-vantagescore.html/comment-page-1#comment-4784</link>
		<dc:creator>raising4boys.com</dc:creator>
		<pubDate>Thu, 16 Mar 2006 03:40:10 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/?p=828#comment-4784</guid>
		<description>I just saw this on the news tonight. You scooped them by a mile.</description>
		<content:encoded><![CDATA[<p>I just saw this on the news tonight. You scooped them by a mile.</p>
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		<title>By: RS</title>
		<link>http://www.bargaineering.com/articles/three-credit-agencies-adopt-common-vantagescore.html/comment-page-1#comment-4773</link>
		<dc:creator>RS</dc:creator>
		<pubDate>Wed, 15 Mar 2006 19:23:02 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/?p=828#comment-4773</guid>
		<description>I guess the next question is why we need all 3 if they will al be using the same calculation now. What&#039;s the point?</description>
		<content:encoded><![CDATA[<p>I guess the next question is why we need all 3 if they will al be using the same calculation now. What&#8217;s the point?</p>
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