Comments on: Basics of Treasury Bonds & Securities Explained

By: webbyplaX

webbyplaX — Thu, 17 Nov 2011 17:59:15 +0000

If the US government collapses you will have a lot more to worry about then money.

By: Ramiro Cabrera

Ramiro Cabrera — Wed, 08 Jun 2011 15:47:16 +0000

Hi ,

Could you explain the fundamentals behind the decrease on the 10 year t-note rate from 3% to 2,5 after bernanke´s speech? Why prices rose and what is the explenation for rates decrease.

Rgds,

By: Sonia

Sonia — Thu, 24 Feb 2011 22:15:47 +0000

Isn’t there a $1,000 dollar minimum to open an account with treasurydirect. How can I purchase 3-month t-bills with treasurydirect at increments of $100 if there is a $1,000 minimum opening account requirement? Is there another investment firm that I can purchase a 3-month T-bill at the $100 minimum requirement?

By: govenar

govenar — Mon, 18 Jan 2010 00:14:39 +0000

Re: “You can only redeem up to $1,000 in bonds at one time without having to subjecting yourself to further identification (beyond a driver’s license).”

I think if you have an account at the bank already, you don’t need any other identification.

By: Brodient

Brodient — Sat, 19 Sep 2009 17:51:35 +0000

Is it possible to hold TIPS or I Bonds in an IRA? I’m considering a Treasury Direct account, but would like to buy the bonds using cash already in my ROTH or regular IRA accounts. Is there a preferred process to do this?

By: Herb O'Connor

Herb O'Connor — Sat, 04 Jul 2009 10:46:17 +0000

I am now 61. Should I buy a treasury bond that pays 4.5% or one that has an interest rate of 6.25%. We are interested in producing as much income as possible at this stage of our lives. Thanks

By: Ramoogur Akshay

Ramoogur Akshay — Fri, 06 Mar 2009 16:27:09 +0000

Thx

By: SimplyForties

SimplyForties — Tue, 27 Jan 2009 21:25:01 +0000

Thanks Jim! Now I’ll forward this one to my son who will probably turn around and cash in all his bonds. Oh wait, maybe that wasn’t such a good addition after all!

By: Jim

Jim — Tue, 27 Jan 2009 20:43:38 +0000

Shoot, I knew I forgot something, you twittered that to me. My bad… I’ll amend immediately.

By: SimplyForties

SimplyForties — Tue, 27 Jan 2009 20:33:31 +0000

Hey Jim, you list where to buy but not where (or how) to sell them. You might not imagine that anyone wouldn’t know that but if you’re a college kid who’s got a bunch of bonds that your grandparents bought for you when you were a baby, you might not have a clue how to cash them in.

By: Eric N.

Eric N. — Tue, 27 Jan 2009 08:57:39 +0000

I purchased my I Bonds when you did.

Though this post reminds me…are we technically in a period of deflation now? I admit I’m a bit clueless but does that affect the bonds that are pegged to the inflation rate?

By: thomas

thomas — Tue, 27 Jan 2009 03:52:17 +0000

Great summary of bonds & securities. I have several EE bonds from my Army days (Man I thought I was so cool saving $50 a month!). Always good to get a refresher on the different offerings.

By: elementaryfinance

elementaryfinance — Mon, 26 Jan 2009 23:45:03 +0000

T-Bonds are a great way to get in to low risk investing beyond the confines of CDs and Savings Accounts. I’m writing a piece for my site about them and plan to use some of this information.

By: Jim

Jim — Mon, 26 Jan 2009 17:26:29 +0000

I wasn’t so much recommending Treasuries as I am just trying to explain them so people understand what they are. I do agree that we are in a bubble (or at least frothy) as people turn to them for safety.

By: Austin Lance Butler

Austin Lance Butler — Mon, 26 Jan 2009 17:23:05 +0000

I am actively involved in shorting long dated treasury bonds.

I believe this is the latest bubble.

This post would have been timely in September 07. I would point out to your readers that the treasury bond market is extremely overcrowded, and the risk/reward ratio in these securities isn’t in favor of the purchaser.

ALB