The first time the card was swiped, the magnetic data was recorded into the machine. The second time that the card was swiped, the transaction went through. While the customer entered their pin number, the overhead camera captured the secret code.

The thieves would then unload the magnetic information that was stolen and reprogram it on to blank magnetic cards, sometimes they used the same cards that the hotels use.

With a complete identical card and a valid pin, they were able to get cash directly from ATM’s from hundreds of people.

That is why I always look above me when i’m entering my pin when purchasing with a debit card.