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Visa Signature Perks

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I read a lot of forums and deal sites, like Fatwallet Finance, and I’ve been noticing a lot more deals out there for Visa Signature cardholders. Visa Signature is a class of Visa cards, it’s not an actual card itself. For example, the Southwest Airlines Rapid Rewards® Plus Credit Card is a Visa Signature card and comes with all the perks of the Visa Signature program and the Southwest Airlines Rapid Rewards program.

Most of the cards are a loyalty card of some kind, whether it offers airline miles or cashback or reward points, and many of them have an annual fee (because they are a loyalty reward card).

Promotions

There are frequently promotions offered only to Visa Signature cardholders. For example, the latest one that caught my eye was a 2-for-1 on movie tickets purchased through Fandango. Even after the Fandango convenience fee, the 2-for-1 promotion cuts a few dollars off a good movie. Another current promotion is Hilton Honors Gold Status and/or 5,000 free points, which is great for those of you in the HHonors program. While this is what caught my eye, it’s probably the last reason Visa Signature cards are appealing.

Complimentary 24/7 Concierge

Here’s what they say about the concierge service:

Your complimentary Visa Signature Concierge can handle life’s details, so you don’t have to. Whether you need restaurant recommendations or reservations, vacation-planning assistance, or even help with everyday needs such as finding an online grocer, we’re at your service 24 hours a day.

While it’s probably not as pimp as the American Express Black Centurion Card, concierge service is still concierge service. Useful when you’re in a jam.

Warranty and Insurances

Like many other card issuers, Visa Signature cards come with insurances like auto rental collision damage waivers, lost luggage reimbursement, travel accident insurance, warranty extensions and purchasing security. If you’re ever unable to return something or something gets damaged soon after you get it, these types of insurances can protect you.

You can see a full list of the benefits to Visa Signature cards but these three big areas (at least for me if I were to consider these cards).

Visa Signature Cards

Here are some Visa Signature cards:

Southwest Airlines Rapid Rewards Plus Credit Card

Southwest Airlines Rapid Rewards® Plus Credit Card

  • New! Get 20,000 Points toward Free Flights after your first purchase!
  • No Blackout Dates, Unlimited Reward Seats, and Points Don’t Expire.
  • Now you can redeem for International Travel.
  • Earn 2 Points per $1 spent on Southwest Airlines purchases.
  • Earn 2 Points per $1 spent on Southwest Hotel and Car Rental Partner purchases.
  • Earn 1 point per $1 spent on all other purchases.
  • Get 3,000 Points every year on your Card member Anniversary – that’s equal to $50 toward a Wanna Get Away® Fare.
  • September 11th Security Fee applies.

    Apply Now!

Capital One® Venture(SM) Rewards Credit Card

Capital One® Venture(SM) Rewards Credit Card

  • Money® magazine’s “Best Rewards Card if you aim to rack up airline miles”
  • 2 miles per dollar on every purchase, every day
  • Redeem your miles for ANY travel expense
  • Get $100 for travel expenses as 10,000 bonus miles
  • No limit on the miles you can earn and miles won’t expire
  • Fly free on any airline, any time with no blackout dates
  • No foreign transaction fees
  • First year’s annual fee is on us

    Apply Now!

Citi® Hilton HHonors™ Visa Signature® Card

Citi® Hilton HHonors™ Visa Signature® Card

  • Earn 40,000 Hilton HHonors Bonus Points after spending $1,000 within 4 months of account opening*
  • Earn 6 HHonors Bonus Points for each $1 spent at a participating hotel within the Hilton Worldwide portfolio*
  • Earn 3 HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations.*
  • Earn 2 HHonors Bonus Points for each $1 spent on all other purchases.*
  • No Annual Fee.*

    Apply Now!

{ 8 comments, please add your thoughts now! }

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8 Responses to “Visa Signature Perks”

  1. Martha says:

    Its nice to see more and more of the credit card rewards/bonuses coming back! I take that to mean that companies are willing to pay for new customers, unlike the last year (or two).

    I just hope that as a country we continue to pay attention to the fact that credit card debit is not acceptable for one’s long term financial future!

  2. mannymacho says:

    There’s a great post on Tim Ferriss’ blog called “How to Make Visa Obey Your Every Desire.” It gives some good ideas on how to push the boundaries of the concierge service!

  3. partee875 says:

    The southwest rewards card looks very tempting. I still need a bunch of points that i can convert to the old credit system they had… Does anyone have this card and like it?

  4. zapeta says:

    I guess I should start paying attention…I’ve got a Visa Signature card and apparently I’ve been missing out on the promotions.

  5. ~L. says:

    Bofa Visa signature mail me a 10 gift just because it is my birthday, BUT you have to call on your birthday or shortly after your birthday.

    In addition, I have already enjoyed 500 Best buy gift card and have not paid a cent in finance fee yet since I pay of balance monthly. Definitely good card to have.

  6. Bonnie says:

    How do you find out about the promotions? I’ve never received any emails about VISA Signature promotions and I know I have at least 2 VISA Signature cards. Do you have to actually use the cards in order to receive the promo notices?

  7. Thomas says:

    When I signed up for the Schwab 2% rewards credit card a few years ago, they sent me a Visa Signature. It was not long til I realized that Signature cards have a screwy way of reporting your credit card utilization to the credit bureaus. The way it was explained to me over the phone, your highest balance on that card was reported as your limit for that card. So even though my credit limit on that card was actually 10k, $900 was reported as my limit. When my usual balance was around $700, that was put over the denominator of my “limit” of $900. So 700/900 has a negative effect on your credit score as I learned, when it should be 700/10000. Not sure if this is still the case with Signature.


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