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Visa Signature Perks

I read a lot of forums and deal sites, like Fatwallet Finance [3], and I’ve been noticing a lot more deals out there for Visa Signature cardholders. Visa Signature is a class of Visa cards, it’s not an actual card itself. For example, the Southwest Airlines Rapid Rewards® Plus Credit Card [4] is a Visa Signature card and comes with all the perks of the Visa Signature program and the Southwest Airlines Rapid Rewards program.

Most of the cards are a loyalty card of some kind, whether it offers airline miles or cashback or reward points, and many of them have an annual fee (because they are a loyalty reward card).

Promotions

There are frequently promotions offered only to Visa Signature cardholders. For example, the latest one that caught my eye was a 2-for-1 on movie tickets purchased through Fandango. Even after the Fandango convenience fee, the 2-for-1 promotion cuts a few dollars off a good movie. Another current promotion is Hilton Honors Gold Status and/or 5,000 free points, which is great for those of you in the HHonors program. While this is what caught my eye, it’s probably the last reason Visa Signature cards are appealing.

Complimentary 24/7 Concierge

Here’s what they say about the concierge service [5]:

Your complimentary Visa Signature Concierge can handle life’s details, so you don’t have to. Whether you need restaurant recommendations or reservations, vacation-planning assistance, or even help with everyday needs such as finding an online grocer, we’re at your service 24 hours a day.

While it’s probably not as pimp as the American Express Black Centurion Card [6], concierge service is still concierge service. Useful when you’re in a jam.

Warranty and Insurances

Like many other card issuers, Visa Signature cards come with insurances like auto rental collision damage waivers, lost luggage reimbursement, travel accident insurance, warranty extensions and purchasing security. If you’re ever unable to return something or something gets damaged soon after you get it, these types of insurances can protect you.

You can see a full list of the benefits to Visa Signature cards [7] but these three big areas (at least for me if I were to consider these cards).

Visa Signature Cards

Here are some Visa Signature cards:

Southwest Airlines Rapid Rewards Plus Credit Card

Capital One® Venture(SM) Rewards Credit Card

Citi® Hilton HHonors™ Visa Signature® Card