Comments on: What Does Homeowner’s Insurance Cover?

By: jim

jim — Tue, 13 Jun 2006 14:06:17 +0000

Basically it’s all those are catchalls for things that are uncontrollable, like smoke damage from a forest fire.

By: CK

CK — Tue, 13 Jun 2006 13:33:55 +0000

My parent’s home was damaged by a fire causing major smoke damage and it was covered. Maybe they mean smoke originating from some other place? Like a forest fire? Odd.

By: Matt

Matt — Tue, 13 Jun 2006 08:30:18 +0000

Hmm. Seems odd that damage to the house from fire would be covered, but damage from smoke wouldn’t. Sounds to me like a recipe for a long argument (and potentially a court battle) with your insurance carrier if there’s ever a fire.