Comments on: What Is Your Favorite Customer Loyalty Program? http://www.bargaineering.com/articles/what-is-your-favorite-customer-loyalty-program.html personal finance blog with anecdotes, advice and commentary. Sun, 22 Nov 2009 06:04:27 -0500 http://wordpress.org/?v=2.8.5 hourly 1 By: burn http://www.bargaineering.com/articles/what-is-your-favorite-customer-loyalty-program.html/comment-page-1#comment-187614 burn Fri, 16 Nov 2007 20:38:33 +0000 http://www.bargaineering.com/articles/what-is-your-favorite-customer-loyalty-program.html#comment-187614 For those who like the Amazon Credit Card, do you realize that the market value of the gift cards you are getting is less than $25? Just check eBay, where $25 gift card codes regularly sell for $22-$24 (12%-4% discount). If you use Amazon regularly you are much better off buying gift codes and using those instead of your credit card. I prefer credit card rewards paid in cash. For those who like the Amazon Credit Card, do you realize that the market value of the gift cards you are getting is less than $25? Just check eBay, where $25 gift card codes regularly sell for $22-$24 (12%-4% discount). If you use Amazon regularly you are much better off buying gift codes and using those instead of your credit card.

I prefer credit card rewards paid in cash.

]]> By: Jay Muntz - valueaverager.com http://www.bargaineering.com/articles/what-is-your-favorite-customer-loyalty-program.html/comment-page-1#comment-180073 Jay Muntz - valueaverager.com Wed, 07 Nov 2007 16:22:42 +0000 http://www.bargaineering.com/articles/what-is-your-favorite-customer-loyalty-program.html#comment-180073 My comment got cut off. Basically I said that using Amazon saves more time than money - but time is more valuable. My comment got cut off. Basically I said that using Amazon saves more time than money – but time is more valuable.

]]> By: Jay Muntz - valueaverager.com http://www.bargaineering.com/articles/what-is-your-favorite-customer-loyalty-program.html/comment-page-1#comment-180071 Jay Muntz - valueaverager.com Wed, 07 Nov 2007 16:16:56 +0000 http://www.bargaineering.com/articles/what-is-your-favorite-customer-loyalty-program.html#comment-180071 I second GeekMan's comments on the Amazon credit card. It is by no means the most lucrative of these cards out there, but it has several advantages: 1. You invest zero time in it. The rules are simple and you don't have to think about it. 2. The rewards come regularly and in small increments. This means that you can spend them quickly. Stacking up rewards that can't be spent is like keeping cash in a savings account with zero interest. It's important that you be able to spend rewards quickly. 3. Amazon has everything so I shop there all the time. I use Amazon Prime ($80 per year and everything is shipped two-day with no minimum purchase). This means whenever I need something, I can order it off of Amazon in I second GeekMan’s comments on the Amazon credit card. It is by no means the most lucrative of these cards out there, but it has several advantages:

1. You invest zero time in it. The rules are simple and you don’t have to think about it.
2. The rewards come regularly and in small increments. This means that you can spend them quickly. Stacking up rewards that can’t be spent is like keeping cash in a savings account with zero interest. It’s important that you be able to spend rewards quickly.
3. Amazon has everything so I shop there all the time. I use Amazon Prime ($80 per year and everything is shipped two-day with no minimum purchase). This means whenever I need something, I can order it off of Amazon in

]]> By: GeekMan http://www.bargaineering.com/articles/what-is-your-favorite-customer-loyalty-program.html/comment-page-1#comment-179655 GeekMan Tue, 06 Nov 2007 22:15:00 +0000 http://www.bargaineering.com/articles/what-is-your-favorite-customer-loyalty-program.html#comment-179655 The Amazon credit card. Wen you buy from Amazon (which is where I buy almost everything now) you earn 3 points for every dollar spent at Amazon and 1 point for every dollar otherwise spent. After 2,500 points you get a $25 coupon for your next Amazon purchase. Basically, I get 3% on my purchases, but since I always shop there, and they carry almost everything, it's like free money. The Amazon credit card. Wen you buy from Amazon (which is where I buy almost everything now) you earn 3 points for every dollar spent at Amazon and 1 point for every dollar otherwise spent. After 2,500 points you get a $25 coupon for your next Amazon purchase. Basically, I get 3% on my purchases, but since I always shop there, and they carry almost everything, it’s like free money.

]]> By: fivecentnickel.com http://www.bargaineering.com/articles/what-is-your-favorite-customer-loyalty-program.html/comment-page-1#comment-179343 fivecentnickel.com Tue, 06 Nov 2007 13:36:07 +0000 http://www.bargaineering.com/articles/what-is-your-favorite-customer-loyalty-program.html#comment-179343 I swipe my Best Buy card on the rare occasions that we shop there, but we usually forget to use the $5 coupons when they come (the only exception is after a big purchase when we get a sizable amount of "cash" back). The best part of their program is the % off coupons that they send, since they often give you 10-12% off anything in the store. Probably the biggest "affinity" programs that we use (other than our grocery store affinity card, which we pretty much have to use just to get regular pricing on things) are travel-related. Delta frequent flyer miles and Hilton Honors (we stay at Hampton Inn when on the road, and often at Embassy Suites when we reach our destination). We've gotten quite a few free Hampton nights by doing this. I swipe my Best Buy card on the rare occasions that we shop there, but we usually forget to use the $5 coupons when they come (the only exception is after a big purchase when we get a sizable amount of “cash” back). The best part of their program is the % off coupons that they send, since they often give you 10-12% off anything in the store.

Probably the biggest “affinity” programs that we use (other than our grocery store affinity card, which we pretty much have to use just to get regular pricing on things) are travel-related. Delta frequent flyer miles and Hilton Honors (we stay at Hampton Inn when on the road, and often at Embassy Suites when we reach our destination). We’ve gotten quite a few free Hampton nights by doing this.

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