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	<title>Comments on: What It Means To Be Bonded, Licensed &amp; Insured</title>
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	<link>http://www.bargaineering.com/articles/what-it-means-to-be-bonded-licensed-insured.html</link>
	<description>personal finance blog with anecdotes, advice and commentary.</description>
	<lastBuildDate>Sun, 12 Feb 2012 23:30:41 +0000</lastBuildDate>
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		<title>By: So frustrated</title>
		<link>http://www.bargaineering.com/articles/what-it-means-to-be-bonded-licensed-insured.html/comment-page-1#comment-384945</link>
		<dc:creator>So frustrated</dc:creator>
		<pubDate>Fri, 10 Feb 2012 20:36:33 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/what-it-means-to-be-bonded-licensed-insured.html#comment-384945</guid>
		<description>I am so frustrated with my roofer.  I have been trying to contact him for over six months.  My roof is leaking and it is now running down the wall.  I just renovated my bathroom and now the ceiling and the walls will need replacing.  Is there anything I can do?</description>
		<content:encoded><![CDATA[<p>I am so frustrated with my roofer.  I have been trying to contact him for over six months.  My roof is leaking and it is now running down the wall.  I just renovated my bathroom and now the ceiling and the walls will need replacing.  Is there anything I can do?</p>
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		<title>By: Kim</title>
		<link>http://www.bargaineering.com/articles/what-it-means-to-be-bonded-licensed-insured.html/comment-page-1#comment-384248</link>
		<dc:creator>Kim</dc:creator>
		<pubDate>Fri, 27 Jan 2012 22:41:42 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/what-it-means-to-be-bonded-licensed-insured.html#comment-384248</guid>
		<description>I&#039;m also interested in the answer about poor credit but honest person.  Thanks.</description>
		<content:encoded><![CDATA[<p>I&#8217;m also interested in the answer about poor credit but honest person.  Thanks.</p>
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		<title>By: Kim</title>
		<link>http://www.bargaineering.com/articles/what-it-means-to-be-bonded-licensed-insured.html/comment-page-1#comment-384247</link>
		<dc:creator>Kim</dc:creator>
		<pubDate>Fri, 27 Jan 2012 22:30:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/what-it-means-to-be-bonded-licensed-insured.html#comment-384247</guid>
		<description>I am currently doing the same as Susan.  I&#039;m also considering an expansion of services to help people with moving.  I do not have employees, yet, but may in the future. I am would be grateful for any further information, as well.  Thank you.</description>
		<content:encoded><![CDATA[<p>I am currently doing the same as Susan.  I&#8217;m also considering an expansion of services to help people with moving.  I do not have employees, yet, but may in the future. I am would be grateful for any further information, as well.  Thank you.</p>
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		<title>By: Daria</title>
		<link>http://www.bargaineering.com/articles/what-it-means-to-be-bonded-licensed-insured.html/comment-page-1#comment-383169</link>
		<dc:creator>Daria</dc:creator>
		<pubDate>Sat, 07 Jan 2012 02:02:40 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/what-it-means-to-be-bonded-licensed-insured.html#comment-383169</guid>
		<description>I am wanting to start a Non-Medical Companion Care Company in the area in which I live. Did anybody got a respond on that?</description>
		<content:encoded><![CDATA[<p>I am wanting to start a Non-Medical Companion Care Company in the area in which I live. Did anybody got a respond on that?</p>
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		<title>By: Mike</title>
		<link>http://www.bargaineering.com/articles/what-it-means-to-be-bonded-licensed-insured.html/comment-page-1#comment-381448</link>
		<dc:creator>Mike</dc:creator>
		<pubDate>Sun, 04 Dec 2011 16:53:01 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/what-it-means-to-be-bonded-licensed-insured.html#comment-381448</guid>
		<description>To the author of this article. Please put some sort of statement to the effect that you are not providing legal advice, and, that any inquiries specific to individuals and their operations should be directed to their respective lawyers, insurance agents, or local regulating authorities (i.e. Workmans Comp etc.).

For the people inquiring about past police records, call your local authorities and inquire about the process of getting a pardon, this could erase all but the worst of offences and give you a clean slate and a clear conscience that you won&#039;t have any complications from your past.</description>
		<content:encoded><![CDATA[<p>To the author of this article. Please put some sort of statement to the effect that you are not providing legal advice, and, that any inquiries specific to individuals and their operations should be directed to their respective lawyers, insurance agents, or local regulating authorities (i.e. Workmans Comp etc.).</p>
<p>For the people inquiring about past police records, call your local authorities and inquire about the process of getting a pardon, this could erase all but the worst of offences and give you a clean slate and a clear conscience that you won&#8217;t have any complications from your past.</p>
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		<title>By: Mike</title>
		<link>http://www.bargaineering.com/articles/what-it-means-to-be-bonded-licensed-insured.html/comment-page-1#comment-381447</link>
		<dc:creator>Mike</dc:creator>
		<pubDate>Sun, 04 Dec 2011 16:40:47 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/what-it-means-to-be-bonded-licensed-insured.html#comment-381447</guid>
		<description>Jackie, what ever happened with this issue? 

I really hope you had a written contract with that guy, detailing the work, time frame and financial expectations. If you do, then yes court is in your favor to collect any damages.  If no contract or no details were written in, then you might have a hard time and it will be a &quot;he said - she said&quot; argument. 

For yourself (and this audience in general) this forum is fine for ideas and hopefully pointing people in the right direction, but you all should consult with your respective lawyers and/or insurance agents to get the facts as they apply to your jurisdictions, not all are the same!

Let us know what&#039;s happened!</description>
		<content:encoded><![CDATA[<p>Jackie, what ever happened with this issue? </p>
<p>I really hope you had a written contract with that guy, detailing the work, time frame and financial expectations. If you do, then yes court is in your favor to collect any damages.  If no contract or no details were written in, then you might have a hard time and it will be a &#8220;he said &#8211; she said&#8221; argument. </p>
<p>For yourself (and this audience in general) this forum is fine for ideas and hopefully pointing people in the right direction, but you all should consult with your respective lawyers and/or insurance agents to get the facts as they apply to your jurisdictions, not all are the same!</p>
<p>Let us know what&#8217;s happened!</p>
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		<title>By: Joe</title>
		<link>http://www.bargaineering.com/articles/what-it-means-to-be-bonded-licensed-insured.html/comment-page-1#comment-381316</link>
		<dc:creator>Joe</dc:creator>
		<pubDate>Thu, 01 Dec 2011 21:11:54 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/what-it-means-to-be-bonded-licensed-insured.html#comment-381316</guid>
		<description>Is theft by an employee covered?  If not how can it affect the bond?  Is the consumer left witha small claims case?</description>
		<content:encoded><![CDATA[<p>Is theft by an employee covered?  If not how can it affect the bond?  Is the consumer left witha small claims case?</p>
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		<title>By: Marilyn</title>
		<link>http://www.bargaineering.com/articles/what-it-means-to-be-bonded-licensed-insured.html/comment-page-1#comment-380915</link>
		<dc:creator>Marilyn</dc:creator>
		<pubDate>Sat, 19 Nov 2011 11:23:12 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/what-it-means-to-be-bonded-licensed-insured.html#comment-380915</guid>
		<description>Hi Melora, I am trying to do the same thing that you ar Georgia. Did you ever get a response?</description>
		<content:encoded><![CDATA[<p>Hi Melora, I am trying to do the same thing that you ar Georgia. Did you ever get a response?</p>
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		<title>By: Johnette</title>
		<link>http://www.bargaineering.com/articles/what-it-means-to-be-bonded-licensed-insured.html/comment-page-1#comment-379483</link>
		<dc:creator>Johnette</dc:creator>
		<pubDate>Wed, 26 Oct 2011 23:46:38 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/what-it-means-to-be-bonded-licensed-insured.html#comment-379483</guid>
		<description>What part of Central Florida are you in?  I am located in Clermont Fl. I have also been wanting to start my own business doing companion care.  I am just now looking in to getting bonded and insured. I have insurance through my husband and am wondering if that is enough or if I need business insurance.  I plan to renew my CPR &amp; First Aid plus have a current background check available. However maybe the bonding part would cover a background check so that may be an added cost?  Have you found the information you were seeking?  I would love to hear what you have found out. I am a stay@ home mom looking for a fulfilling career with flexible hours.</description>
		<content:encoded><![CDATA[<p>What part of Central Florida are you in?  I am located in Clermont Fl. I have also been wanting to start my own business doing companion care.  I am just now looking in to getting bonded and insured. I have insurance through my husband and am wondering if that is enough or if I need business insurance.  I plan to renew my CPR &amp; First Aid plus have a current background check available. However maybe the bonding part would cover a background check so that may be an added cost?  Have you found the information you were seeking?  I would love to hear what you have found out. I am a stay@ home mom looking for a fulfilling career with flexible hours.</p>
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		<title>By: jim</title>
		<link>http://www.bargaineering.com/articles/what-it-means-to-be-bonded-licensed-insured.html/comment-page-1#comment-377513</link>
		<dc:creator>jim</dc:creator>
		<pubDate>Wed, 12 Oct 2011 15:52:44 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/what-it-means-to-be-bonded-licensed-insured.html#comment-377513</guid>
		<description>I work for a company as a driver,during the day i collect alot of money from the employlers customers that i am responsable for.My question on this matter is shouldnt i be bonded for handling such a large amount of money everyday and who should be responsiable for you getting bonding?</description>
		<content:encoded><![CDATA[<p>I work for a company as a driver,during the day i collect alot of money from the employlers customers that i am responsable for.My question on this matter is shouldnt i be bonded for handling such a large amount of money everyday and who should be responsiable for you getting bonding?</p>
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		<title>By: Melora</title>
		<link>http://www.bargaineering.com/articles/what-it-means-to-be-bonded-licensed-insured.html/comment-page-1#comment-376763</link>
		<dc:creator>Melora</dc:creator>
		<pubDate>Sun, 09 Oct 2011 14:15:08 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/what-it-means-to-be-bonded-licensed-insured.html#comment-376763</guid>
		<description>Hi Kim, I just responded to Susan - but, I see you two posted almost a year ago!  How is your business going, as I am in the beginning of wanting to do the same - any insights as to the lic., bonding, INS. Question?  Thank you!</description>
		<content:encoded><![CDATA[<p>Hi Kim, I just responded to Susan &#8211; but, I see you two posted almost a year ago!  How is your business going, as I am in the beginning of wanting to do the same &#8211; any insights as to the lic., bonding, INS. Question?  Thank you!</p>
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		<title>By: Melora</title>
		<link>http://www.bargaineering.com/articles/what-it-means-to-be-bonded-licensed-insured.html/comment-page-1#comment-376762</link>
		<dc:creator>Melora</dc:creator>
		<pubDate>Sun, 09 Oct 2011 14:09:36 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/what-it-means-to-be-bonded-licensed-insured.html#comment-376762</guid>
		<description>Hello Susan, I am in the same boat, did you ever get an answer for this?  I would greatly appreciate any words of wisdom you have - how is it going?  I am in central Florida -how &#039;bout you?  Thank you, melora</description>
		<content:encoded><![CDATA[<p>Hello Susan, I am in the same boat, did you ever get an answer for this?  I would greatly appreciate any words of wisdom you have &#8211; how is it going?  I am in central Florida -how &#8217;bout you?  Thank you, melora</p>
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		<title>By: Kat</title>
		<link>http://www.bargaineering.com/articles/what-it-means-to-be-bonded-licensed-insured.html/comment-page-1#comment-371818</link>
		<dc:creator>Kat</dc:creator>
		<pubDate>Thu, 04 Aug 2011 13:34:14 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/what-it-means-to-be-bonded-licensed-insured.html#comment-371818</guid>
		<description>I want to start branching out with my cake business.  I work word of mouth and have been successful for over 23 years.  I want to be busier and reach out to hotels and more.  Can i just invest in an occupational liscence and apply for a ficticious name which i already use?  I do most of my work thru a large country club using their facilities but i want to offer my services to other establishments.</description>
		<content:encoded><![CDATA[<p>I want to start branching out with my cake business.  I work word of mouth and have been successful for over 23 years.  I want to be busier and reach out to hotels and more.  Can i just invest in an occupational liscence and apply for a ficticious name which i already use?  I do most of my work thru a large country club using their facilities but i want to offer my services to other establishments.</p>
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		<title>By: Joan</title>
		<link>http://www.bargaineering.com/articles/what-it-means-to-be-bonded-licensed-insured.html/comment-page-1#comment-371046</link>
		<dc:creator>Joan</dc:creator>
		<pubDate>Wed, 20 Jul 2011 00:16:04 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/what-it-means-to-be-bonded-licensed-insured.html#comment-371046</guid>
		<description>Have you recently had a hail or wind storm in your area?  This can cause leakage and it may be that the damage is a result of a recent storm and not the installation. Poorly installed roofs typically leak within the first year. Before suing anyone, I would call the roofer who installed the roof and have them come out to identify the problem. It could be a unit in the attic that is leaking, or it could truly be the roof.  If they are no longer in business, call a local, reputable roofer to do a roof inspection.  A legitimate one will come out to inspect for free.  Where are you located?</description>
		<content:encoded><![CDATA[<p>Have you recently had a hail or wind storm in your area?  This can cause leakage and it may be that the damage is a result of a recent storm and not the installation. Poorly installed roofs typically leak within the first year. Before suing anyone, I would call the roofer who installed the roof and have them come out to identify the problem. It could be a unit in the attic that is leaking, or it could truly be the roof.  If they are no longer in business, call a local, reputable roofer to do a roof inspection.  A legitimate one will come out to inspect for free.  Where are you located?</p>
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		<title>By: Patti Nimmo</title>
		<link>http://www.bargaineering.com/articles/what-it-means-to-be-bonded-licensed-insured.html/comment-page-1#comment-371003</link>
		<dc:creator>Patti Nimmo</dc:creator>
		<pubDate>Tue, 19 Jul 2011 12:43:43 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/what-it-means-to-be-bonded-licensed-insured.html#comment-371003</guid>
		<description>I have a roof put on three yrs ago, 30 yr shingels but now it has water stains in 14 places in one room and a new big one in the main part of the house. If I sue to have it replace who do I sue, my insuance says they are just water stains not leaks, i had another roofer look at it and he said it all had to be replaced. Trouble is we now have the same insurance company and I am scared they will cancel my insurance policy. I only make 784 dollars a month and can&#039;t extend my house loan do to them changing the flood plain law here  in 2008. What can I do?</description>
		<content:encoded><![CDATA[<p>I have a roof put on three yrs ago, 30 yr shingels but now it has water stains in 14 places in one room and a new big one in the main part of the house. If I sue to have it replace who do I sue, my insuance says they are just water stains not leaks, i had another roofer look at it and he said it all had to be replaced. Trouble is we now have the same insurance company and I am scared they will cancel my insurance policy. I only make 784 dollars a month and can&#8217;t extend my house loan do to them changing the flood plain law here  in 2008. What can I do?</p>
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