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	<title>Comments on: What It Means To Be Bonded, Licensed &amp; Insured</title>
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	<link>http://www.bargaineering.com/articles/what-it-means-to-be-bonded-licensed-insured.html</link>
	<description>personal finance blog with anecdotes, advice and commentary.</description>
	<lastBuildDate>Sat, 21 Nov 2009 22:47:06 -0500</lastBuildDate>
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		<title>By: Anonymous</title>
		<link>http://www.bargaineering.com/articles/what-it-means-to-be-bonded-licensed-insured.html/comment-page-1#comment-330083</link>
		<dc:creator>Anonymous</dc:creator>
		<pubDate>Thu, 29 Oct 2009 20:50:39 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/what-it-means-to-be-bonded-licensed-insured.html#comment-330083</guid>
		<description>I have the same question&quot;what about care giving&quot;?</description>
		<content:encoded><![CDATA[<p>I have the same question&#8221;what about care giving&#8221;?</p>
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		<title>By: G Interstate</title>
		<link>http://www.bargaineering.com/articles/what-it-means-to-be-bonded-licensed-insured.html/comment-page-1#comment-329500</link>
		<dc:creator>G Interstate</dc:creator>
		<pubDate>Tue, 20 Oct 2009 20:46:52 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/what-it-means-to-be-bonded-licensed-insured.html#comment-329500</guid>
		<description>Where or what company(ies) is a good one to get &quot;Bonded License and Insured&quot; for a construction project manager? Any ideas on the approx. cost with a clean background?</description>
		<content:encoded><![CDATA[<p>Where or what company(ies) is a good one to get &#8220;Bonded License and Insured&#8221; for a construction project manager? Any ideas on the approx. cost with a clean background?</p>
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		<title>By: hopeful200856</title>
		<link>http://www.bargaineering.com/articles/what-it-means-to-be-bonded-licensed-insured.html/comment-page-1#comment-327191</link>
		<dc:creator>hopeful200856</dc:creator>
		<pubDate>Wed, 09 Sep 2009 22:12:49 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/what-it-means-to-be-bonded-licensed-insured.html#comment-327191</guid>
		<description>Can I get bonded for a job if I have a misdemeanor that is 12 years old?</description>
		<content:encoded><![CDATA[<p>Can I get bonded for a job if I have a misdemeanor that is 12 years old?</p>
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		<title>By: Robert Weiss</title>
		<link>http://www.bargaineering.com/articles/what-it-means-to-be-bonded-licensed-insured.html/comment-page-1#comment-326508</link>
		<dc:creator>Robert Weiss</dc:creator>
		<pubDate>Thu, 27 Aug 2009 18:40:11 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/what-it-means-to-be-bonded-licensed-insured.html#comment-326508</guid>
		<description>How do I go about bonding my fledgling moving company?   Licensing and insurance are the easy part.  The moving jobs my crew and I have accomplished have been flawless, i.e., no incidents or accidents.  However, our business needs bonding to cover us and to attract more business.  Our good reputation is great, but licensing, bonding, and insurance is so important.</description>
		<content:encoded><![CDATA[<p>How do I go about bonding my fledgling moving company?   Licensing and insurance are the easy part.  The moving jobs my crew and I have accomplished have been flawless, i.e., no incidents or accidents.  However, our business needs bonding to cover us and to attract more business.  Our good reputation is great, but licensing, bonding, and insurance is so important.</p>
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		<title>By: Joe</title>
		<link>http://www.bargaineering.com/articles/what-it-means-to-be-bonded-licensed-insured.html/comment-page-1#comment-325882</link>
		<dc:creator>Joe</dc:creator>
		<pubDate>Mon, 24 Aug 2009 04:06:03 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/what-it-means-to-be-bonded-licensed-insured.html#comment-325882</guid>
		<description>Hi.. Im in the same boat and am looking for the same answers to your questions. I  would greately appreciate any help you may find pertaining to the subject matter. Thanks....</description>
		<content:encoded><![CDATA[<p>Hi.. Im in the same boat and am looking for the same answers to your questions. I  would greately appreciate any help you may find pertaining to the subject matter. Thanks&#8230;.</p>
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		<title>By: KATE THOMAS</title>
		<link>http://www.bargaineering.com/articles/what-it-means-to-be-bonded-licensed-insured.html/comment-page-1#comment-323031</link>
		<dc:creator>KATE THOMAS</dc:creator>
		<pubDate>Thu, 13 Aug 2009 08:11:37 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/what-it-means-to-be-bonded-licensed-insured.html#comment-323031</guid>
		<description>DO I NEED TO BE BONDED FOR [PET SITTING?  WHAT IS THE COST OF BONDING?</description>
		<content:encoded><![CDATA[<p>DO I NEED TO BE BONDED FOR [PET SITTING?  WHAT IS THE COST OF BONDING?</p>
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		<title>By: richard</title>
		<link>http://www.bargaineering.com/articles/what-it-means-to-be-bonded-licensed-insured.html/comment-page-1#comment-317219</link>
		<dc:creator>richard</dc:creator>
		<pubDate>Fri, 24 Jul 2009 19:17:15 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/what-it-means-to-be-bonded-licensed-insured.html#comment-317219</guid>
		<description>what about in the case of a car dealership. I put in a claim to one what should I expect</description>
		<content:encoded><![CDATA[<p>what about in the case of a car dealership. I put in a claim to one what should I expect</p>
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		<title>By: mckim solar and weatherization</title>
		<link>http://www.bargaineering.com/articles/what-it-means-to-be-bonded-licensed-insured.html/comment-page-1#comment-308164</link>
		<dc:creator>mckim solar and weatherization</dc:creator>
		<pubDate>Sun, 28 Jun 2009 13:01:39 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/what-it-means-to-be-bonded-licensed-insured.html#comment-308164</guid>
		<description>Hi KMC,

The employee cannot file a suit against a homeowner for falling off of their roof. However, if there was information vital to the health of the crew, the homeowner did not ay anything to the contracted help, and all the crew suffered serious injury or death, then yes! But for slipping off doing the normal routine...no. That is where the employer insurance kicks in. Plus workman&#039;s comp.

Also, you have to check the state guidelines. They all have different guidlines:)</description>
		<content:encoded><![CDATA[<p>Hi KMC,</p>
<p>The employee cannot file a suit against a homeowner for falling off of their roof. However, if there was information vital to the health of the crew, the homeowner did not ay anything to the contracted help, and all the crew suffered serious injury or death, then yes! But for slipping off doing the normal routine&#8230;no. That is where the employer insurance kicks in. Plus workman&#8217;s comp.</p>
<p>Also, you have to check the state guidelines. They all have different guidlines:)</p>
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		<title>By: Anonymous</title>
		<link>http://www.bargaineering.com/articles/what-it-means-to-be-bonded-licensed-insured.html/comment-page-1#comment-304807</link>
		<dc:creator>Anonymous</dc:creator>
		<pubDate>Tue, 02 Jun 2009 03:34:10 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/what-it-means-to-be-bonded-licensed-insured.html#comment-304807</guid>
		<description>What aboutcare taking</description>
		<content:encoded><![CDATA[<p>What aboutcare taking</p>
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		<title>By: Susan</title>
		<link>http://www.bargaineering.com/articles/what-it-means-to-be-bonded-licensed-insured.html/comment-page-1#comment-302993</link>
		<dc:creator>Susan</dc:creator>
		<pubDate>Tue, 05 May 2009 01:02:08 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/what-it-means-to-be-bonded-licensed-insured.html#comment-302993</guid>
		<description>I am wanting to start a Non-Medical Companion Care Company in the area in which I live. At first it will just be myself and maybe 2 girl friends of mine that I know are honest people and are cmpletly trusworthy. I am not able to get any loan to use for start up cash. The types of services that will be offered are light housekeeping, shopping or taking the elderly to the store to pick up items they may need. Laundry services, thingds of this nature. I was wondering do I need to be bonded? How would I go about getting myself bonded and what would the cost be? Surety Bonds and Fidelity Bonds. Which would pertain to my situation. Do I need special insurance coverage on my van to provide rides to my clients, say if I take them to a Dr&#039;s appointment or to get their hair done? Thanks in advance for the information.</description>
		<content:encoded><![CDATA[<p>I am wanting to start a Non-Medical Companion Care Company in the area in which I live. At first it will just be myself and maybe 2 girl friends of mine that I know are honest people and are cmpletly trusworthy. I am not able to get any loan to use for start up cash. The types of services that will be offered are light housekeeping, shopping or taking the elderly to the store to pick up items they may need. Laundry services, thingds of this nature. I was wondering do I need to be bonded? How would I go about getting myself bonded and what would the cost be? Surety Bonds and Fidelity Bonds. Which would pertain to my situation. Do I need special insurance coverage on my van to provide rides to my clients, say if I take them to a Dr&#8217;s appointment or to get their hair done? Thanks in advance for the information.</p>
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		<title>By: jim</title>
		<link>http://www.bargaineering.com/articles/what-it-means-to-be-bonded-licensed-insured.html/comment-page-1#comment-293143</link>
		<dc:creator>jim</dc:creator>
		<pubDate>Sun, 07 Dec 2008 15:25:05 +0000</pubDate>
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		<description>@Marge: I doubt there&#039;s a requirement to be bonded. He was likely asking just in case something happened to the money. Since he mentioned it more than once, he probably wasn&#039;t joking but this seems ridiculous. As the owner of a unit in the condo complex, it seems absurd that you&#039;d run away with $300 for any reason.</description>
		<content:encoded><![CDATA[<p>@Marge: I doubt there&#8217;s a requirement to be bonded. He was likely asking just in case something happened to the money. Since he mentioned it more than once, he probably wasn&#8217;t joking but this seems ridiculous. As the owner of a unit in the condo complex, it seems absurd that you&#8217;d run away with $300 for any reason.</p>
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		<title>By: Marge</title>
		<link>http://www.bargaineering.com/articles/what-it-means-to-be-bonded-licensed-insured.html/comment-page-1#comment-293141</link>
		<dc:creator>Marge</dc:creator>
		<pubDate>Sun, 07 Dec 2008 15:17:16 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/what-it-means-to-be-bonded-licensed-insured.html#comment-293141</guid>
		<description>As an owner in a 189 unit condominium, I was asked to help our social committee by collecting the fees for our social functions (i.e. October fest, Christmas Party, etc.). Usually, we have about 65 people attending these during these social get-together and ask for $5.00 each to help defray the expenses. We provide all the food and dessert coffee and tea but not any alcohol. The treasurer of the Board of Directors, who attends all the condominium socials, raised the question: Was I bonded? I am not sure whether he was just joking. But it seems at each function he makes a similar remark. Immediately after each functions, I submit a detail financial report to the Social Committee chairperson. I would think that the Social Committee Chair would be more responsible to submit my report on to another authority if required? As a unit owner and member of the social committee, I never heard of such a requirement? Do I have to be bonded?  Look forawrd to your response! Marge 12/7/2008 10:16 am</description>
		<content:encoded><![CDATA[<p>As an owner in a 189 unit condominium, I was asked to help our social committee by collecting the fees for our social functions (i.e. October fest, Christmas Party, etc.). Usually, we have about 65 people attending these during these social get-together and ask for $5.00 each to help defray the expenses. We provide all the food and dessert coffee and tea but not any alcohol. The treasurer of the Board of Directors, who attends all the condominium socials, raised the question: Was I bonded? I am not sure whether he was just joking. But it seems at each function he makes a similar remark. Immediately after each functions, I submit a detail financial report to the Social Committee chairperson. I would think that the Social Committee Chair would be more responsible to submit my report on to another authority if required? As a unit owner and member of the social committee, I never heard of such a requirement? Do I have to be bonded?  Look forawrd to your response! Marge 12/7/2008 10:16 am</p>
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		<title>By: jane</title>
		<link>http://www.bargaineering.com/articles/what-it-means-to-be-bonded-licensed-insured.html/comment-page-1#comment-262017</link>
		<dc:creator>jane</dc:creator>
		<pubDate>Sun, 06 Jul 2008 21:37:48 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/what-it-means-to-be-bonded-licensed-insured.html#comment-262017</guid>
		<description>What is the cost of being licensced, bonded and insured?</description>
		<content:encoded><![CDATA[<p>What is the cost of being licensced, bonded and insured?</p>
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		<title>By: steven guzman</title>
		<link>http://www.bargaineering.com/articles/what-it-means-to-be-bonded-licensed-insured.html/comment-page-1#comment-232754</link>
		<dc:creator>steven guzman</dc:creator>
		<pubDate>Mon, 05 May 2008 02:37:55 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/what-it-means-to-be-bonded-licensed-insured.html#comment-232754</guid>
		<description>I was hired for three days then the bank told me I was not going to be able to continue employment due to them not being able to issue a bond for me. I had a misdemeanor 12 years ago. Are there any companies out there I can work for? Banks. Do the same rules apply to NCUA?</description>
		<content:encoded><![CDATA[<p>I was hired for three days then the bank told me I was not going to be able to continue employment due to them not being able to issue a bond for me. I had a misdemeanor 12 years ago. Are there any companies out there I can work for? Banks. Do the same rules apply to NCUA?</p>
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		<title>By: B</title>
		<link>http://www.bargaineering.com/articles/what-it-means-to-be-bonded-licensed-insured.html/comment-page-1#comment-196934</link>
		<dc:creator>B</dc:creator>
		<pubDate>Fri, 30 Nov 2007 21:04:22 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/what-it-means-to-be-bonded-licensed-insured.html#comment-196934</guid>
		<description>i have a question if i want to do services and it is just me how can i get bonded and who do i talk to. I would like to have more information for future references. I do understand company&#039;s bond their employees but when it comes to someone who is self employed and have no employees how do a person get bonded for security purposes.</description>
		<content:encoded><![CDATA[<p>i have a question if i want to do services and it is just me how can i get bonded and who do i talk to. I would like to have more information for future references. I do understand company&#8217;s bond their employees but when it comes to someone who is self employed and have no employees how do a person get bonded for security purposes.</p>
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