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	<title>Comments on: What To Do After A Car Accident</title>
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	<description>personal finance blog with anecdotes, advice and commentary.</description>
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		<title>By: Andi</title>
		<link>http://www.bargaineering.com/articles/what-to-do-after-a-car-accident.html/comment-page-1#comment-374294</link>
		<dc:creator>Andi</dc:creator>
		<pubDate>Fri, 16 Sep 2011 22:07:06 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/?p=2925#comment-374294</guid>
		<description>I would say it depends if you know the local number and the severity of the accident. 

When in doubt, call 911.</description>
		<content:encoded><![CDATA[<p>I would say it depends if you know the local number and the severity of the accident. </p>
<p>When in doubt, call 911.</p>
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		<title>By: pharo</title>
		<link>http://www.bargaineering.com/articles/what-to-do-after-a-car-accident.html/comment-page-1#comment-372238</link>
		<dc:creator>pharo</dc:creator>
		<pubDate>Sat, 13 Aug 2011 13:18:33 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/?p=2925#comment-372238</guid>
		<description>Drive safe and use seatbelts</description>
		<content:encoded><![CDATA[<p>Drive safe and use seatbelts</p>
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		<title>By: Val</title>
		<link>http://www.bargaineering.com/articles/what-to-do-after-a-car-accident.html/comment-page-1#comment-367591</link>
		<dc:creator>Val</dc:creator>
		<pubDate>Thu, 28 Apr 2011 07:56:18 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/?p=2925#comment-367591</guid>
		<description>I just had this happen to me. Driver went through a red light. t-boned me. My insurance is not helping me at all. Feel lost. Top things off my Dr. who I have went to for years refused to see me until I had there insurance company and claim number! I didn&#039;t even no there name at the time because I was taken to er. Now my insurance says they will take care of my car..but not personal injury!? They told me to get a lawyer!? Called a lawyer and they said talk to you insurance company? What the heck am I too do? I just want a car to drive and my amblance fee and hospitals bills paid. I can&#039;t sleep more then 3 hours because of back pain. Just overwhelming!</description>
		<content:encoded><![CDATA[<p>I just had this happen to me. Driver went through a red light. t-boned me. My insurance is not helping me at all. Feel lost. Top things off my Dr. who I have went to for years refused to see me until I had there insurance company and claim number! I didn&#8217;t even no there name at the time because I was taken to er. Now my insurance says they will take care of my car..but not personal injury!? They told me to get a lawyer!? Called a lawyer and they said talk to you insurance company? What the heck am I too do? I just want a car to drive and my amblance fee and hospitals bills paid. I can&#8217;t sleep more then 3 hours because of back pain. Just overwhelming!</p>
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		<title>By: 20 and Engaged</title>
		<link>http://www.bargaineering.com/articles/what-to-do-after-a-car-accident.html/comment-page-1#comment-362182</link>
		<dc:creator>20 and Engaged</dc:creator>
		<pubDate>Wed, 05 Jan 2011 19:15:18 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/?p=2925#comment-362182</guid>
		<description>This was super helpful and soothing. I just got in a car accident this morning. I&#039;m hoping everything goes as smoothly as possible.</description>
		<content:encoded><![CDATA[<p>This was super helpful and soothing. I just got in a car accident this morning. I&#8217;m hoping everything goes as smoothly as possible.</p>
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		<title>By: sherrill</title>
		<link>http://www.bargaineering.com/articles/what-to-do-after-a-car-accident.html/comment-page-1#comment-358062</link>
		<dc:creator>sherrill</dc:creator>
		<pubDate>Wed, 03 Nov 2010 22:15:24 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/?p=2925#comment-358062</guid>
		<description>ok so i was at the school picking up my lil gurl an there are four small lines we can line up in well there was this car parked beside me an she had already got her child b4 school was out an she tryed fitting in between me an a van that was parked in front of me well i started to back up double checking if there was neone behind me an it was clear so i started to back up an all the sudden i heard a lil tap out of nowhere there was a lady in a ford focus behind me didnt do ne damage to either car but now its a week later an she wants to file a claim no police were called an there wasnt ne damage who is at fault an what should i tell her</description>
		<content:encoded><![CDATA[<p>ok so i was at the school picking up my lil gurl an there are four small lines we can line up in well there was this car parked beside me an she had already got her child b4 school was out an she tryed fitting in between me an a van that was parked in front of me well i started to back up double checking if there was neone behind me an it was clear so i started to back up an all the sudden i heard a lil tap out of nowhere there was a lady in a ford focus behind me didnt do ne damage to either car but now its a week later an she wants to file a claim no police were called an there wasnt ne damage who is at fault an what should i tell her</p>
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		<title>By: Randy</title>
		<link>http://www.bargaineering.com/articles/what-to-do-after-a-car-accident.html/comment-page-1#comment-352925</link>
		<dc:creator>Randy</dc:creator>
		<pubDate>Thu, 02 Sep 2010 15:52:23 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/?p=2925#comment-352925</guid>
		<description>CK, I agree and I&#039;ve been told the same.  But I always wonder if I should stay in the car after an accident on the highway? I mean wouldn&#039;t it be safer if I get quickly to the shoulder? I really want to know what is the best action in such a situation...

Any thoughts?</description>
		<content:encoded><![CDATA[<p>CK, I agree and I&#8217;ve been told the same.  But I always wonder if I should stay in the car after an accident on the highway? I mean wouldn&#8217;t it be safer if I get quickly to the shoulder? I really want to know what is the best action in such a situation&#8230;</p>
<p>Any thoughts?</p>
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		<title>By: Matt Pollard</title>
		<link>http://www.bargaineering.com/articles/what-to-do-after-a-car-accident.html/comment-page-1#comment-351630</link>
		<dc:creator>Matt Pollard</dc:creator>
		<pubDate>Tue, 10 Aug 2010 05:46:03 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/?p=2925#comment-351630</guid>
		<description>Just this past friday I was in a car accident.  Not my fault.  I was at a 4 way intersection, and a man ran a stop sign, and I t-boned him.  I did not have a stop sign, as thusly the right of way.  He didn&#039;t even slow down.  I had about 30 feet of space between myself and his car.

After the impact, it left my girlfriend profusely bleeding from the mouth, nose, face, and eyes, and I was bleeding from my arm (the airbag burned it really, really bad).  I must say though, adrenaline rushes are very scary, and you do things you wouldn&#039;t normally do.  The sound of the screams coming out of my girlfriend were sounds I&#039;ve never heard before.  She sprinted to the side of the road, and I got out of the car and started screaming at the man.  I calmed myself down after a minute, and we talked.  He obviously said that he did nothing wrong.

When the police got there, they tried to pin it on me.  Fortunetly, by then I was in a semi okay state of mind.  They were attempting to give me a speeding ticket.  However, I remember in my physics class in college the equation for a vehicle skidding, and if said vehicle hits something.  Yesterday, I made my case to the officer who was issuing the citation, and proved him wrong.  

The equation is simple and elegant, and can be read about here http://x.vceinc.com/2008/02/the-skid-mark-crush-factor-method/ 


Moral of the story, know what happened and don&#039;t get flustered.  The police in this small town tried to turn the accident on me, when it clearly wasn&#039;t my fault.  Being able to pull yourself together, and knowing how to prove something, is very, very crucial.</description>
		<content:encoded><![CDATA[<p>Just this past friday I was in a car accident.  Not my fault.  I was at a 4 way intersection, and a man ran a stop sign, and I t-boned him.  I did not have a stop sign, as thusly the right of way.  He didn&#8217;t even slow down.  I had about 30 feet of space between myself and his car.</p>
<p>After the impact, it left my girlfriend profusely bleeding from the mouth, nose, face, and eyes, and I was bleeding from my arm (the airbag burned it really, really bad).  I must say though, adrenaline rushes are very scary, and you do things you wouldn&#8217;t normally do.  The sound of the screams coming out of my girlfriend were sounds I&#8217;ve never heard before.  She sprinted to the side of the road, and I got out of the car and started screaming at the man.  I calmed myself down after a minute, and we talked.  He obviously said that he did nothing wrong.</p>
<p>When the police got there, they tried to pin it on me.  Fortunetly, by then I was in a semi okay state of mind.  They were attempting to give me a speeding ticket.  However, I remember in my physics class in college the equation for a vehicle skidding, and if said vehicle hits something.  Yesterday, I made my case to the officer who was issuing the citation, and proved him wrong.  </p>
<p>The equation is simple and elegant, and can be read about here <a href="http://x.vceinc.com/2008/02/the-skid-mark-crush-factor-method/" rel="nofollow">http://x.vceinc.com/2008/02/the-skid-mark-crush-factor-method/</a> </p>
<p>Moral of the story, know what happened and don&#8217;t get flustered.  The police in this small town tried to turn the accident on me, when it clearly wasn&#8217;t my fault.  Being able to pull yourself together, and knowing how to prove something, is very, very crucial.</p>
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		<title>By: Amanda</title>
		<link>http://www.bargaineering.com/articles/what-to-do-after-a-car-accident.html/comment-page-1#comment-351359</link>
		<dc:creator>Amanda</dc:creator>
		<pubDate>Wed, 04 Aug 2010 17:02:55 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/?p=2925#comment-351359</guid>
		<description>I was tboned by someone who ran a red light about 2 hours ago. My car is totaled. I called the police and they called a tow truck we filed reports and the officer charged the other person with running a red light. At the time i was confused panicky and angry that I wasn&#039;t paying attention to my body. Since I&#039;ve been home my back has been hurting. Since I told the officer that i was ok can I still get her insurance to pay a doctors bill if I go to that doc? I don&#039;t have health insurance.</description>
		<content:encoded><![CDATA[<p>I was tboned by someone who ran a red light about 2 hours ago. My car is totaled. I called the police and they called a tow truck we filed reports and the officer charged the other person with running a red light. At the time i was confused panicky and angry that I wasn&#8217;t paying attention to my body. Since I&#8217;ve been home my back has been hurting. Since I told the officer that i was ok can I still get her insurance to pay a doctors bill if I go to that doc? I don&#8217;t have health insurance.</p>
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		<title>By: Jackson</title>
		<link>http://www.bargaineering.com/articles/what-to-do-after-a-car-accident.html/comment-page-1#comment-351347</link>
		<dc:creator>Jackson</dc:creator>
		<pubDate>Wed, 04 Aug 2010 08:00:52 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/?p=2925#comment-351347</guid>
		<description>The same thing happened to me.

One thing to consider is that if you ever change insurance companies, they will ask if you have ever been in any accident, even if it&#039;s not your fault they want to know.

I&#039;m not sure if that affected my rates, but I&#039;ve heard that it might.</description>
		<content:encoded><![CDATA[<p>The same thing happened to me.</p>
<p>One thing to consider is that if you ever change insurance companies, they will ask if you have ever been in any accident, even if it&#8217;s not your fault they want to know.</p>
<p>I&#8217;m not sure if that affected my rates, but I&#8217;ve heard that it might.</p>
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		<title>By: Elizar</title>
		<link>http://www.bargaineering.com/articles/what-to-do-after-a-car-accident.html/comment-page-1#comment-351340</link>
		<dc:creator>Elizar</dc:creator>
		<pubDate>Wed, 04 Aug 2010 02:53:43 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/?p=2925#comment-351340</guid>
		<description>Thanks for these tips.. I was involved in an accident this afternoon. I was hit at the rear bumper and obviously it wasn&#039;t my fault because 
we are all stop and suddenly this guy hit me at the back. I&#039;m just a bit worried because we didn&#039;t call the police and we pulled out our cars in the middle of the traffic right after we checked the damage.When I called the police station to ask about it, they told me that if no one was injured there is no need for the police report.
The other driver&#039;s insurance already gave me a claim number and schedule for the car to be checked by one of their driving location before bringing my car to the repair shop.
One question, do I have to worry about anything else, even though everything was settled already?</description>
		<content:encoded><![CDATA[<p>Thanks for these tips.. I was involved in an accident this afternoon. I was hit at the rear bumper and obviously it wasn&#8217;t my fault because<br />
we are all stop and suddenly this guy hit me at the back. I&#8217;m just a bit worried because we didn&#8217;t call the police and we pulled out our cars in the middle of the traffic right after we checked the damage.When I called the police station to ask about it, they told me that if no one was injured there is no need for the police report.<br />
The other driver&#8217;s insurance already gave me a claim number and schedule for the car to be checked by one of their driving location before bringing my car to the repair shop.<br />
One question, do I have to worry about anything else, even though everything was settled already?</p>
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		<title>By: jo</title>
		<link>http://www.bargaineering.com/articles/what-to-do-after-a-car-accident.html/comment-page-1#comment-349845</link>
		<dc:creator>jo</dc:creator>
		<pubDate>Wed, 14 Jul 2010 12:22:27 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/?p=2925#comment-349845</guid>
		<description>i had an accident, a week ago pulling out of a junction nearly on our side of the road when a car came flying around the corner and hit the side of my car, pushing us backward. he must of being doing 70mph. the uk law states its our fault. were trying prove its not. dont admit anythink. takes pictures as soon as you can rufuse that the cars can not be moved untill you have done so. fight your case. call the police its on record. and get strait to the docters if any pains start it on record then.</description>
		<content:encoded><![CDATA[<p>i had an accident, a week ago pulling out of a junction nearly on our side of the road when a car came flying around the corner and hit the side of my car, pushing us backward. he must of being doing 70mph. the uk law states its our fault. were trying prove its not. dont admit anythink. takes pictures as soon as you can rufuse that the cars can not be moved untill you have done so. fight your case. call the police its on record. and get strait to the docters if any pains start it on record then.</p>
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		<title>By: Shalom</title>
		<link>http://www.bargaineering.com/articles/what-to-do-after-a-car-accident.html/comment-page-1#comment-339881</link>
		<dc:creator>Shalom</dc:creator>
		<pubDate>Mon, 08 Mar 2010 21:55:23 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/?p=2925#comment-339881</guid>
		<description>Do you really have to call the insurance when you get to an auto accident? 

AND

WHY do you have to call the insurance?</description>
		<content:encoded><![CDATA[<p>Do you really have to call the insurance when you get to an auto accident? </p>
<p>AND</p>
<p>WHY do you have to call the insurance?</p>
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		<title>By: Clarissa</title>
		<link>http://www.bargaineering.com/articles/what-to-do-after-a-car-accident.html/comment-page-1#comment-332278</link>
		<dc:creator>Clarissa</dc:creator>
		<pubDate>Mon, 30 Nov 2009 19:10:12 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/?p=2925#comment-332278</guid>
		<description>take pics so the police can see what the bastards did to your car.</description>
		<content:encoded><![CDATA[<p>take pics so the police can see what the bastards did to your car.</p>
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		<title>By: Anonymous</title>
		<link>http://www.bargaineering.com/articles/what-to-do-after-a-car-accident.html/comment-page-1#comment-304332</link>
		<dc:creator>Anonymous</dc:creator>
		<pubDate>Mon, 25 May 2009 02:00:03 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/?p=2925#comment-304332</guid>
		<description>I was recently t-boned by another driver. His insurance is going to pay for my damages. However every day (4days)I am feeling more pain, stiffness, sleeplessness and really unable to work. I also have to pay for half of my rental car. This whole ordeal is just overwhelming.</description>
		<content:encoded><![CDATA[<p>I was recently t-boned by another driver. His insurance is going to pay for my damages. However every day (4days)I am feeling more pain, stiffness, sleeplessness and really unable to work. I also have to pay for half of my rental car. This whole ordeal is just overwhelming.</p>
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		<title>By: Jason</title>
		<link>http://www.bargaineering.com/articles/what-to-do-after-a-car-accident.html/comment-page-1#comment-295191</link>
		<dc:creator>Jason</dc:creator>
		<pubDate>Sat, 17 Jan 2009 21:09:15 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/?p=2925#comment-295191</guid>
		<description>Check the expiration date on the other driver&#039;s license. If it is expired ask for a more current license and their business card. If they are from out of state ask for the license info from their passenger. If they give you their cell number, call it right there to verify its accurate.

I was given an expired out of state license and phony phone number once. Thankfully the driver was using his friend&#039;s car and the police were kind enough to give me the address from the DMV record for the license plate (which i almost didn&#039;t write down). I was able to track him down through his friend but would have been at a total loss without it.</description>
		<content:encoded><![CDATA[<p>Check the expiration date on the other driver&#8217;s license. If it is expired ask for a more current license and their business card. If they are from out of state ask for the license info from their passenger. If they give you their cell number, call it right there to verify its accurate.</p>
<p>I was given an expired out of state license and phony phone number once. Thankfully the driver was using his friend&#8217;s car and the police were kind enough to give me the address from the DMV record for the license plate (which i almost didn&#8217;t write down). I was able to track him down through his friend but would have been at a total loss without it.</p>
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