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Why I Don’t Write Paper Checks
Posted By Jim On 12/04/2006 @ 7:09 am In Banking | 6 Comments
Within the last few weeks I’ve seen check-buying posts from both Michael (Ordering Checks on the Internet ) and Nickel (How to Order Checks Without Getting Ripped Off ) and there was even a poll over at Consumerist (Do You Write Checks? ). (as an aside, if you’re enjoy a nice healthy dose of schadenfreude  when it comes to big companies, you’ll want to ping that site daily – it’s like a schadenfreude addict’s dream) so I figured I’d weigh in on the whole check writing issue.
I wanted to wait until the poll had a few weeks to run its course before I looked at the results and after two thousand plus votes, the breakdown was exactly what I expected:
Yes, because I’m a luddite – 4.8%
Yes, because I like a paper trail – 10.8%
No, I pay everything electronically – 16.1%
No, they’re insecure – 0.5%
Don’t have a checking account – 1.5%
Yes, but ONLY when I have no other choice – 66.4%
I’m not a luddite and you don’t need to have read or have watched Catch Me If You Can  to know that checks aren’t all that secure but honestly I try to avoid checks because of the convenience factor.
Why I Don’t Write Checks:
Why I Still Have To Buy Stupid Paper Checks:
The only reason why I buy stupid paper checks is because whenever you request a direct deposit, the direct depositor will ask for a copy of the voided check to make sure that you haven’t messed up the typing/writing in of your ABA routing number and account number. While it’s a pain they ask for it (if you talk to them and explain you don’t have any checks, they’ll usually be sympathetic), it does make sense because we have fat fingers and mess up sometimes – it’s better to send a check than miss a paycheck deposit for a month because you transposed some numbers.
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 Email: mailto:?subject=http://www.bargaineering.com/articles/why-i-dont-write-paper-checks.html
 Ordering Checks on the Internet: http://www.mdmproofing.com/iym/weblog/2006/11/ordering-checks-on-internet.html
 How to Order Checks Without Getting Ripped Off: http://www.fivecentnickel.com/2006/10/23/how-to-order-checks-without-getting-ripped-off/
 Do You Write Checks?: http://consumerist.com/consumer/polls/poll-do-you-write-checks-215677.php
 schadenfreude: http://dictionary.reference.com/browse/schadenfreude
 Catch Me If You Can: http://www.amazon.com/exec/obidos/ASIN/B00005JLSB/ref=nosim/easeoftravel-20
Thank you for reading!