Personal Finance 

You Need A Budget Pro November Giveaway

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You Need A BudgetAre you tired of giveaways yet? We gave away some Crest Whitestrips and a gift certificate to the Bonefish Grill, but we’re not done yet because this giveaway will the best giveaway so far. This is the only one of the three that has the potential to change your life.

I said it in my review of You Need a Budget but this is one of the only budgeting tools I know of that can take you from the “paycheck to paycheck” mentality and put you in the true budgeting mentality. It has that built into it, which is extremely powerful.

How To Win

I want to give this to someone who will use it, not someone who will sign up after they’ve won, use it for a little while, and then never log in again. I want the winner to tell me, in six months, that because they won this contest, their finances were changed for the better. So, this one will be a little different, you will have to do two things:

  1. Go You Need A Budget and sign up for the 7 day trial. You won’t need to enter any personal information, you can just download YNAB, play with it for a few days, and either buy it or it deactivates.
  2. After 48 hours, their system automatically sends you a 10% off coupon. If you want to buy it, we can offer participants in this giveaway a special 15% off coupon not normally made available. Just email after the contest ends and I can send you the code.
  3. Then, if you like YNAB and want to enter the contest, answer this question in the comments: What is the hardest thing about budgeting? Is it figuring out how much to put in each category? Is it tracking your spending? Maybe it’s hard sticking to it or making the numbers all work at the end of the month? Whatever it is, let us know and you’ll be in the running to win a copy of You Need A Budget.

The point of making you try it beforehand is so that you don’t win and then discover the tool isn’t for you. I don’t want it to go to waste when someone out there can take full advantage of it.

The contest will end on Sunday, November 29th, 2009 at midnight and it is void where prohibited.

Good luck!

{ 6 comments, please add your thoughts now! }

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6 Responses to “You Need A Budget Pro November Giveaway”

  1. daemondust says:

    Aah, crap. I can’t try it since I don’t have Windows.

  2. Safeway Sage says:

    Heh… Jim you are so Machiavellian in your giveaways. 🙂


  3. zapeta says:

    I’m using YNAB right now and it’s great. I went from a simple Excel spreadsheet and YNAB is much more useful to me. The trick is to stick with their four pillars and use the program. I think the hardest part for me is tracking my spending but what I do is take my receipts and just sit them at the computer. When I use the computer I just fire up YNAB and put whatever is in the pile in to the program. It is helpful for me to do this several times a week so I don’t forget or double-enter anything.

    I really encourage anyone who needs a little help budgeting to try this and enter the giveaway. YNAB is worth the price, and so much better if you get it free!

  4. daemondust says:

    I pointed my (future) in-laws to it, and so far they’re liking it. So, I’d like to enter on their behalf. The most trouble they have is keeping track of where their money goes, having multiple people using debit cards on the account, and not keeping track of what bills are left or how much is left in the account.

  5. rebecca says:

    I downloaded it Sunday night. I am still figuring it out, but I think I really like it.

    My hardest thing to sticking to my budget is when I go shopping at Walmart or Target and buy things from 3 of my categories like clothing, grocery, medicines. I have a hard time getting motivated to separate everything out.

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