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	<title>Comments on: Your Pen Holder and Personal Finances</title>
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	<link>http://www.bargaineering.com/articles/your-pen-holder-and-personal-finances.html</link>
	<description>personal finance blog with anecdotes, advice and commentary.</description>
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		<title>By: fred@opc</title>
		<link>http://www.bargaineering.com/articles/your-pen-holder-and-personal-finances.html/comment-page-1#comment-256473</link>
		<dc:creator>fred@opc</dc:creator>
		<pubDate>Sat, 28 Jun 2008 00:08:00 +0000</pubDate>
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		<description>Your post reminded me of this guy:

http://www.hackersforcharity.org/what-we-do/#swag_for_charity

He has a charity that collects &quot;swag&quot; --  the pens, pencils, notepads, calculators, and other things that companies give away to promote their products/services.  They send the swag to needy countries and distribute it to kids (currently they&#039;re focused on Uganda, Africa)..... perhaps its something to do with all those pens in your closet.</description>
		<content:encoded><![CDATA[<p>Your post reminded me of this guy:</p>
<p><a href="http://www.hackersforcharity.org/what-we-do/#swag_for_charity" rel="nofollow">http://www.hackersforcharity.org/what-we-do/#swag_for_charity</a></p>
<p>He has a charity that collects &#8220;swag&#8221; &#8212;  the pens, pencils, notepads, calculators, and other things that companies give away to promote their products/services.  They send the swag to needy countries and distribute it to kids (currently they&#8217;re focused on Uganda, Africa)&#8230;.. perhaps its something to do with all those pens in your closet.</p>
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		<title>By: Gareth John</title>
		<link>http://www.bargaineering.com/articles/your-pen-holder-and-personal-finances.html/comment-page-1#comment-255733</link>
		<dc:creator>Gareth John</dc:creator>
		<pubDate>Thu, 26 Jun 2008 23:41:07 +0000</pubDate>
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		<description>Simple is good, but there will come a time when you can&#039;t find any pens. I don&#039;t know how that would translate. 

Anyway, the way I see it more accounts are good in the UK (not sure about US) every single bank account be it savings or current etc... is gaurenteed by HM Treasury/Bank of England to the sum of £30,000 so the best startegy in these turbulant times is to open an new account for every £30,000 of savings ortherwise when there is a bank run with £80,000 of your money sitting there you may well loose £50k. Purely academic argument in reality there are many more risky/rewarding places where extra cash could be stored.</description>
		<content:encoded><![CDATA[<p>Simple is good, but there will come a time when you can&#8217;t find any pens. I don&#8217;t know how that would translate. </p>
<p>Anyway, the way I see it more accounts are good in the UK (not sure about US) every single bank account be it savings or current etc&#8230; is gaurenteed by HM Treasury/Bank of England to the sum of £30,000 so the best startegy in these turbulant times is to open an new account for every £30,000 of savings ortherwise when there is a bank run with £80,000 of your money sitting there you may well loose £50k. Purely academic argument in reality there are many more risky/rewarding places where extra cash could be stored.</p>
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		<title>By: Brandon</title>
		<link>http://www.bargaineering.com/articles/your-pen-holder-and-personal-finances.html/comment-page-1#comment-255667</link>
		<dc:creator>Brandon</dc:creator>
		<pubDate>Thu, 26 Jun 2008 17:53:30 +0000</pubDate>
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		<description>I am doing pretty good. The only completely superfluous account I have right now is with a credit union &quot;back home&quot;. I was going to close it, but being a member gives me a discount on my auto insurance for some strange reason, so I kept it. If I change auto insurance policies, I would probably close the account though.</description>
		<content:encoded><![CDATA[<p>I am doing pretty good. The only completely superfluous account I have right now is with a credit union &#8220;back home&#8221;. I was going to close it, but being a member gives me a discount on my auto insurance for some strange reason, so I kept it. If I change auto insurance policies, I would probably close the account though.</p>
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		<title>By: john</title>
		<link>http://www.bargaineering.com/articles/your-pen-holder-and-personal-finances.html/comment-page-1#comment-255652</link>
		<dc:creator>john</dc:creator>
		<pubDate>Thu, 26 Jun 2008 16:07:08 +0000</pubDate>
		<guid isPermaLink="false">http://www.bargaineering.com/articles/?p=2466#comment-255652</guid>
		<description>I agree, you need to stay organized, that way you can see everything quickly and take care of everything faster.  I have on spreadsheet with everything in it.  Bills, accounts, tips, advice etc.  I also shred documents regularly.  On top of that, I spend at least  hour a month talking to my rich relatives about financial organization.  If you wanna be rich, learn from the rich.</description>
		<content:encoded><![CDATA[<p>I agree, you need to stay organized, that way you can see everything quickly and take care of everything faster.  I have on spreadsheet with everything in it.  Bills, accounts, tips, advice etc.  I also shred documents regularly.  On top of that, I spend at least  hour a month talking to my rich relatives about financial organization.  If you wanna be rich, learn from the rich.</p>
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