Your Take 

Your Take: What Are You Saving For?

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Ceramic Piggy BankLast week everyone got fired up discussing the health care bill, which is good because open discussion is the soul of a democracy, but this week we’re going to go in a different direction. This week I want to know what you’re saving goals are for this year, a year after one of the worst recessions we’ve seen in a long time, and how you hope to accomplish it. It’s going to be hard to meet those goals, certainly harder than in the economically prosperous years, but the key to meeting your goals is to set them in the first place.

To help you along, SmartyPig has offered to give away four $50 SmartyPig gift cards to four lucky commenters. The gift cards can only be used to start a SmartyPig goal or fund an existing one. Winners will be sent a physical gift card in the mail, which they can redeem at anytime. So while you don’t need to have an account to win, you might need one to redeem the gift card.

If you want to learn more about their service, check out my SmartyPig review.

Contest ends at noon next Friday, April 9th, void where prohibited. Good luck!

(Photo: alancleaver)

{ 190 comments, please add your thoughts now! }

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190 Responses to “Your Take: What Are You Saving For?”

  1. Daisy says:

    I am saving for a down payment of a new house. It is time to leave condo living, and have a house with a nice backyard…love gardening:-)

  2. Chris says:

    I am savings to take my son to Medevil Times.

  3. Lynne says:

    Emergency fund, after having son in hospital for 2 months You realize emergencies do happen!

  4. Karen says:

    After being in school for seven years I had lived off of student loans. When I began working and making money I couldn’t believe the amount of debt I accrued. I had to make sure that my life as a “real adult” included being more responsible with my money.
    SOOO, I budget my money and save as much as I can into an emergency fund JUST in case. I have been saving since January 2009, literally save all my pennies and have made huge progress thanks to SmartyPig!

  5. Ashley says:

    >>> PICK ME: I’m a current smartypigger who is currently smartypigging for a new iphone: <<< PICK ME

    I just cracked the screen of my iphone…I don't know how I did it…I just pulled it out of the backpack one day and it was all cracked up…

    I'm in the process of developing an iphone application so I need to geta new iphone soon so I test my application!


    PICK ME (for the gift certificate)! 🙂

  6. David Wilson says:

    My wife and I have about 23 SmartyPig goals.
    We use it for every reoccurring expense or planned expenses.
    They range from the typical Christmas savings, car taxes, car insurance, house insurance, house taxes to things like saving for our kids activities at the little gym.

  7. Danielle Jackson says:

    I’m saving to be smart about my money. It is always good to have an emergency fund and would like to purchase my first home soon.

  8. Lindsey says:

    My husband and I are saving toward a few things at SmartyPig. First, his 30th birthday is coming up in June and I’m saving to get him a Nikon D700 that he’s been researching for 2 years (he’s not a “have to have it tech” guy, so this is serious). Then we’re saving for a much needed bathroom renovation for our “new” (1937 building) apartment. Third, we’re planning a trip to Italy this September — somewhere I’ve always wanted to travel, so you could say dream trip, and lately more apt. renovations — this time turning our 1 bedroom into a 2 so we can stay here when we have a child.

  9. Roxanna says:

    I know it sounds silly, but besides an emergency fund for my husband and myself, we’re saving money for our dogs’ emergency too. We thought pet insurance was a ripoff, so we save for it. Vet care costs a lot, but that’s all a part of pet ownership!

  10. Ann says:

    I’m saving up for next Christmas – 2010. It seems like we never have enough money for all of the presents we need/want to buy when December comes around, even though it happens every year! This year I hope to be more prepared financially.

  11. Martha J Forsyth says:

    I want to save for a vacation to Hawaii, since I’ve never been there.

  12. Andrew says:

    I want to save for a vacation to Hawaii, since I HAVE been there, lived there in fact, but not in over 20 years (I miss it).

  13. Henry O. says:

    I’m saving to move out of my parent’s house. Unfortunately due to the recession, I am what you call a “boomerang kid”.

  14. Robert says:

    I am saving to pay the down payment on a new car. I know that I could trade in my current car and use that as the down payment, but feel that I’d be able to get much more back by selling privately as opposed to the trade-in offer by the dealer. Cash on hand is leverage, and every dollar helps!

  15. Lucas says:

    My family and I are buying our first house. Luckily we get the first time homebuyer credit. We decided that we will take nearly all of our $8,000 and pay off our car. If we do that, our only debt will be the mortgage on the house. Without the $8,000 we will not have any money for home improvements. Our immediate need is a refrigerator. The sellers are taking the fridge with them and my wife thinks it is a good idea to keep some things cold in the house. HELP!!! We have our eye on this specific fridge:

  16. JenD says:

    We’re saving for a big vacation in 2012, Christmas gifts for 2010, and a new computer!

  17. elaine says:

    I’m saving for our family to take a trip to Oregon, so that we can visit all the places I loved to go as a child. I would love for my children to experience the Oregon Magic on all their beautiful beaches.

  18. Rumi says:

    I am saving for healthcare. At the rate that healthcare and medicines are going up in price, I’m gonna need every cent that I can save.

  19. Lee Beth says:

    Good ol’ emergency fund, and once to that goal, downpayment on a home. I’m actually taking money from another account to put in my new SmartyPig one, so I’m almost there!

  20. Tara says:

    Current goal: Start going back to school in the fall of 2010. I have found an accredited community college that is pretty cheap and has online courses. For $250 plus books, I can start taking between 3 and 6 credits. That works out to 2 classes per semester for most classes. Hey, in 10 years I might have a real degree 🙂

  21. Liza says:

    Lots of goals started: Major ones…5 year anniversary goal, daughter ski school, and my ultimate watch goal. I love smarty pig! wish I had known of it sooner!

  22. Evelyn says:

    I have been out of work for a while, and found out a few months ago I have PCOS and became a Diabetic. I know that the cost for me to see a Doc with no Health care is costly as well as the supplies need to keep checking my sugar and get meds. So my goal to save money or cut cost has been losing weight and lowing my sugar intake. I am doing really well with that, I have reduced my A1C and have been keeping my sugar levels at normal, as well as lost weight. But the Doc. apt. fees I can not avoid. If I can stay on track I will not have to have the cost of meds, supplies and Doc. apt. but till then I still have the cost, just not for long.

  23. Adrienne says:

    I’ve got two SmartyPig savings goals, one for treating my parents to a lovely fancy dinner when they’re in town in May (a month before their 30th wedding anniversary), and one for an end-of-year donation to the charity of my choice. Instead of giving to charity on an ad hoc basis, this year I decided to do small, regular transfers to build up a larger amount to donate in one big chunk.

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