Comments on: Your Take: What Is Your Total Credit Limit?

By: Bala

Bala — Tue, 17 Jan 2012 00:17:19 +0000

My total is 81,000

By: Jackson Lee

Jackson Lee — Thu, 14 Apr 2011 05:07:03 +0000

I got 30,000 pennies on my capital one platinum .. lolz poor guy .. credit score 609 pts

By: Piyush

Piyush — Fri, 01 Apr 2011 22:31:48 +0000

Credit History only 2.8 year old

By: Piyush

Piyush — Fri, 01 Apr 2011 22:30:08 +0000

If you know how to manage them then credit cards are your best friend. I paid off my 40% student loan from my home country through 0% APR credit cards and never paid a single penny on interest only in 1.5 year. Also few credit cards waive or limit your 3% transaction fee too I get balance transfer and cash advance checks every months at 0% APR which I never use now a days but it good to know you have someone(your bank) with money.

11 cards in total
Revolving accounts limit – 25k
Open/Flex Cards – 20k

By: Strebkr

Strebkr — Tue, 15 Feb 2011 14:01:39 +0000

46k of credit over 5 cards. No balance, unless you count the 1500 or so I spend every month that gets paid in full when the statement comes.

By: Dylan Brunson

Dylan Brunson — Fri, 31 Dec 2010 06:59:24 +0000

I am a die hard American Express fan so I dont have a limit on 3 of my 9 cards, however with those 6 cards i have $235,700 spending limits because a few are linked to my parents accounts however it is absolutely ridiculous that they are extending this kind of credit to people.

By: strepthroat2031

strepthroat2031 — Sat, 22 May 2010 03:44:19 +0000

have 17 cards with total credit limit of $70,500, no balance on any card

By: alex

alex — Fri, 07 May 2010 07:53:57 +0000

At Matt

Dude, seriously, STFU. People like YOU give americans a bad name. What you said was immature, ignorant, stupid, and many other things I’d like to say, but wont, out of fear of going to far.

If you truly believe these kinds of things, and you really are that kind of person, then I feel very, very sorry for you.

And yes, I’m an american.

By: aua868s

aua868s — Tue, 01 Dec 2009 18:51:15 +0000

Citi Dividend 23K
Chase United 17K

By: Andrew

Andrew — Sun, 15 Nov 2009 23:02:48 +0000

This kind of crap just makes Americans look stupid and racist. I’m an American, and I’m neither. Shut up if you don’t have anything sensible to say.

By: matt

matt — Sat, 14 Nov 2009 04:26:44 +0000

awwwwwww. probably the only reason why your country has its own form of of currency at all is because the brave men from my country kicked the crapout of the nazis in ww2. funny you arent speaking german right now because “card culture” had the balls and bravery to fight and win a war in your back yard. wonder what kind of “crunch” you would be in then? cant stand you europeans who think the usa is the reasoning behind your problems.

By: jillianlou

jillianlou — Tue, 22 Sep 2009 02:37:20 +0000

I’m embarassed to say I don’t know exactly, but at least $10,000 over 4 cards – and I’m only 23.

By: Necati

Necati — Wed, 12 Aug 2009 13:26:27 +0000

Its unbeliveable how much credit you guys get in USA. In Europe, it would be VERY unusual for someone to have

1- 10 cards
2- 100k limit over 10 cards!

We in europe simply wouldnt take so many cards. Whats the reason to have so many cards?
I personaly have one amex gold and one standard visa card (to use as backup where I cant use my amex)

I guess USA really has a ´card culture´. Here people use more debit cards.

No offense but no wonder the credit crunch started in USA

By: Jane

Jane — Sun, 02 Aug 2009 21:12:38 +0000

40,000 over three cards but two of them are from my bank which one a Mastercard I told about 4 years ago to stop raising my limit – $22,000. (that was interesting conversation.) #2 I opened years ago because they were offering a no fee amex and I had just closed an outside Visa that had slashed my limit b/c it was my back up card. They offered $25,000 I said I only want $6,000. The third is a year old Amazon visa for $12,000 that has actually had it’s limit raised this year. (Amazingly it’s run by Chase) So who knows what I could have had if I didn’t limit my amounts. I keep all three active by using the Visa for most everything, the Mastercard for Sam’s club and monthly charity Donations and the Amex for a $6 credit monitoring charge from my bank every month.

By: Jim

Jim — Tue, 28 Jul 2009 15:48:56 +0000

I bet you had no idea the total limit was that high! That was my reaction too and I almost didn’t post this question because I was afraid to share the number in the first place. It’s astounding how much credit we have access to.