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I normally don’t post about lawsuits, I typically wait until the settlement period such as in the case of Bank of America, but I’m making an exception in this case because it let’s us see the evolution of one of these overdraft lawsuits. The latest lawsuit involves Zions Bank ^[3] facing a lawsuit in Utah over policies that let it manipulate debits and credits to maximize overdraft charges. You know the story, the only thing different in this case is we have different actors.

At the moment, the lawsuit hasn’t received class action status and right now there are three law firms suing Zions Bank on behalf of Melinda Barlow. Zions is a regional bank with branches in Utah and Idaho but her parent company has banks all over the western and southwestern United States.