ࡱ> ?> (ɀ\pJW Ba==hZ(8X@"1Arial1Arial1Arial1Arial1Arial1Arial1Arial1hArial1Arial1Arial1Arial1Arial"$"#,##0_);\("$"#,##0\)!"$"#,##0_);[Red]\("$"#,##0\)""$"#,##0.00_);\("$"#,##0.00\)'""$"#,##0.00_);[Red]\("$"#,##0.00\)7*2_("$"* #,##0_);_("$"* \(#,##0\);_("$"* "-"_);_(@_).))_(* #,##0_);_(* \(#,##0\);_(* "-"_);_(@_)?,:_("$"* #,##0.00_);_("$"* \(#,##0.00\);_("$"* "-"??_);_(@_)6+1_(* #,##0.00_);_(* \(#,##0.00\);_(* "-"??_);_(@_) 0.0000% 0_);\(0\)                + ) , *     ,    " "    " "     d  + , d  +  d  +    "x  *  `  *  d  * ` Sheet1YSheet2ZSheet3TZR3 A@@  v RateAPYMonthTIPMRBalancePenaltyFinalDays!CD Penalty Calculator SpreadsheetdAPY H (ɀ E+pLQ  dMbP?_*+%MCanon i560 ߁ odLetter BJDM,VT$m,`Oj,`OjVT$m,v`Oj,v,v`OjXXDRAFTSample 1'dVT$mVT$mH VT$mCanon i560 ߁ odLetter)1;"d??U}  } } I } $ } $ } $ !E        h|?5?$0OԿ ? D  u? ~ @@ ~  N@         "  ~ @@D*@DmD!@  DD#~ ? S@    LD @   D<DmD 5 D DD0 >> D D ) $x ?p4#D  ~ @ (g=)%{@   @   IS@   :Ld?   D:LDD f } K?  $ C9LL) $7@`? D  ! ѿ6H?  D D ~ @ qp @   @   RPg@   i5BKt?   @AT?  ) $b? D   \Tnt?   D9 LL~ @ (hѢ@   @  4X{@  Wsv~?   MHLX?  ) $ft_?D   Y`h? ~ @SC@ @ 3h@ T? /K+Z? )$@m?D &s`? ~ @+7ʏ@ @ ]@ N"p? :\? )$'w?D XvW? ~  @iޏ@D5 LD@ 6_@ a=? H\^? )$uC?D `N9ˬQ? ~ "@U"@@ K8nˏ@ Ubؑ? D%K&|_? )$@2qjݗ?D ׄK? ~ $@Ȕm@@ s;ߏ@ Bk? S1`? )$@ ;U?D @ F? ~ &@/ @@ @ @ yO"? wV,`? )$X?D )B? ~ (@|͛@@ @ P6?  2`? )$P6?D P>? ~ *@`h!@@ 4a@ h6-? <Oa? )$Z?D Nss9? ~ ,@Yc+@@ 7\:@ 向BǞ? ZnXa? )$@ɾPS?D 0*5? ~ .@6@@ ںg"@ 统? a? )$ٳ?D 2? ~ 0@ وD@@@ !,@  bl? /a? )$@QH4?D e/0? ~ 1@;κ~J@@ 0-6@ $N? 0:a? )$x?D #/8-? ~ 2@{\T@@  TA@ N? \E a? )$@O?D  )? ~ 3@q_@@ c5j]K@ H? ,Ib? )$@]~?D @?>'? ~ 4@=2Si@@ X.{U@ uI@? ĵ6b? )$2 짛?D `'$? ~ 5@'^s@@ l _@ 0 T? 6#Ob? )$ܟH͛?D `"? ~ 6@҄~@@ ͉Yj@ ۏΘ? Teb? )$s1?D `K*5!? ~ 7@+c@@  pt@  7D:? yb? )$̝? D /D.l?  Dl R*&*pC !"#$%&'()*+,-./0123456789:;<=>?~ 8@ +"4˒@  @!  k,"@!  #a?   Hb?  ) $@zk,?!D   @V?! ~ !9@! U9@!!@" !RN@" !~@j?! !b?! )!$F?"D! !?" ~ ":@"o@""@# "+@# " 6@&ѐ@&&@' & H@' &8xO?& &B b?& )&$5M䰜?'D& &@YߠD?' ~ '?@'qAXܐ@''@( 'Ȑ@( 'R(y?' '@Hb?' )'$^?(D' 'yt?( ~ (@@(9@((@) (~$KӐ@) (+7N?( (BfUb?( )($AXќ?)D( (D?) ~ )@@)8 @))@* ))Gݐ@* )Y?) )c?) ))$ ?*D) )0?* ~ *A@*bA@**@+ *S&ј@+ *^0w?* * P c?* )*$@#3?+D* *^Q ?+ ~ +A@+ӗY@++@, +QI@, +J̉U޶?+ +c?+ )+$BKu?,D+ +}P ?, ~ ,B@,<@,,@- ,@- ,kof?, ,=-c?, ),$' ?-D, ,~O5 ?- ~ -B@-sg@--@. -e]@. -Qn?- -t:#c?- )-$5?.D- -?. ~ .C@.h!J,'@..@/ .ZjB@/ .VƷ?. .wB+c?. ).$э] ?/D. .Z?/ ~ /C@/ 1@//@0 /`^N@0 /T4w?/ /82c?/ )/$+?0D/ / k?0 ~ 0D@0*6<@00@1 0[!)@1 0zKd)?0 0!8c?0 )0$/3?5?1D0 0?2D1 1Y?2 ~ 2E@2*R@22@3 2>^">@3 2uC?2 2Ec?2 )2$\#H?3D2 2rm?3 ~ 3E@3 4ji]@33@4 3O%I@4 3E??3 3?Jc?3 )3$iP?4D3 3¼?4 ~ 4F@4uWh@44@5 4f]T@5 4jTѩ?4 4-@Pc?4 )4$uMY?5D4 4v?5 ~ 5F@5UeLs@55@6 5_@6 5 ?5 5sUc?5 )5$eOa?6D5 5q?6 ~ 6G@63G~@66@7 6X$j@7 6%jIZ?6 6"JmZc?6 )6$h?7D6 6>7 ~ 7G@7{PI@77@8 7lנu@8 7Byc?7 7?0_c?7 )7$@ZQLp?8D7 7+R>8 ~ 8H@8!S@88@9 8/@9 8U4þ?8 8 cc?8 )8$@BRw?9D8 8I>9 ~ 9H@9WUc@99@: 9H4N@: 9mwx?9 9~u hc?9 )9$@cwi~?:D9 9|>: ~ :I@:z@::@; :5xі@; :d/M?: :TeRlc?: ):$u2?;D: :ID%>; ~ ;I@;6.#@;;@< ;{l@< ;)r?; ;G[pc?; );$?<D; ;X>< ~ <J@<ʽ@<<@= < @= <{v?< <ҵ;tc?< )<$쭲?=D< <E>= ~ =J@=ˑ@==@> =Y@@> =J(?= =lwc?= )=$bp?>D= =>> ~ >K@>O#ב@>>@? >XtÑ@? >uL?> >,{c?> )>$V-??D> > >? ~ ?K@?^_W@??@@ ?PBXΑ@@ ?\ ?? ?c?? )?$' K?@D? ?F+3M>@ D !l@ABCD~ @L@@1s}@@@@A @vdƥّ@A @HA ~ AL@AgMN@AA@B A>8@B A{VX?A A|Տc?A )A$@a?BDA A:>B ~ BM@B0@BB@C B; *@C B&N*?B BvJc?B )B$(?CDB B!H>C ~ CM@Cϭ'@CC@D C@D C1MR?C Cc?C )C$ƴ?DDC C,w>D ~ DN@D:/@DD@ D0,x;@ DN" ?D 0D"Տc?DDDDD)D$  BP(  j  0NMM?@ x]`  (ɀ"??3` -y ` -y ` -y ` -y ??.3d23 M NM4 ==3Q:  APYQr ;DQ ;DQ3_4E4D $% M@83O& Q4$% M@83O& Q4FAY% 3O2 h 3*#M43*#M! M4% &ZM3O.& Q Months'4% B~MZ3O0& Q Interest'4523  O43d" 3oU3O3o% M`3OQ443_ M MM ] MM<444% QM+3OX& Q  Effective APY'44=eee >@% %% 7 (ɀ LZ  dMbP?_*+%" ??YU>@7 (ɀ S[  dMbP?_*+%"??YU>@7 Oh+'0@HT` x JWJWMicrosoft Excel@~U@P՜.+,0 PXd lt|  Sheet1Sheet2Sheet3  Worksheets  !"#$%&'()*+,-/012345789:;<=Root Entry FWorkbook[SummaryInformation(.DocumentSummaryInformation86